credit history

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Credit history

A record of how a person has borrowed and repaid debt.

Credit History

A record of one's payment history on current and previous debt. If one makes payments on time and does not acquire an excessive amount of debt, one's credit history is likely to be good. This makes an individual a good risk if he/she wishes to borrow more money. On the other hand, if one has a history of late payments and/or default, the individual is likely to be a bad risk and may be denied credit. One's FICO score is a measure of one's credit history.

credit history

An individual's history and experience regarding repayment of loans and use of revolving credit such as credit cards.

References in periodicals archive ?
has launched a professional grade online Do-It-Yourself credit repair website that has been created to help all consumers who may suffer from inaccurate outdated misleading or unverifiable information in their personal credit files.
Credit repair business, Clear Credit Solutions Pty Ltd (Clear Credit) has paid penalties of $21,600 after ASIC issued two infringement notices alleging that Clear Credit had made false or misleading representations on its website and in the scripts used by Clear Credit's sales consultants when dealing with consumers.
Now in an updated 13th edition, Credit Repair is a guide to improving bad credit, written by professional bankruptcy and foreclosure attorneys.
T-1 & Poz have linked with a very creditable credit repair company, CreditRepairAndFunding.
There is a way to reverse this - using a specialist credit repair card.
21, the agency has taken action against six loan companies and a credit repair firm for deceiving consumers in a variety of ways.
holding company of Mexican credit repair specialist Resuelve, the company said.
M2 EQUITYBITES-December 16, 2015-Mexico's Credito Real Acquires Majority Stake in Credit Repair Specialist Resuelve
BANKING AND CREDIT NEWS-March 13, 2015-Opportunity Financial introduces new credit repair service
Morgan Stanley Bluestone Group, Citizens Bank, Prime National Credit Repair and Zinman & Associates are the newest of 23 backers of the REBNY-certified program, which recognizes the city's leading residential real estate agents with the highest professional credential.
In addition, many younger card holders are more likely to think credit repair companies can always or can usually be useful in correcting errors and improving scores.
They are accused of making up fictional people to add as users on the credit cards, and conspiring with a credit repair company to improve credit scores using fake lines of credit.