credit history

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Credit history

A record of how a person has borrowed and repaid debt.

Credit History

A record of one's payment history on current and previous debt. If one makes payments on time and does not acquire an excessive amount of debt, one's credit history is likely to be good. This makes an individual a good risk if he/she wishes to borrow more money. On the other hand, if one has a history of late payments and/or default, the individual is likely to be a bad risk and may be denied credit. One's FICO score is a measure of one's credit history.

credit history

An individual's history and experience regarding repayment of loans and use of revolving credit such as credit cards.

References in periodicals archive ?
M2 PRESSWIRE-August 26, 2019-: Credit Repair Services Market 2019 Industry Analysis, Size, Share, Price, Growth, Trends, Supply, Global Forecast to 2025
Additionally, First Merchants Bank will dedicate at least $125,000 per year for four years to marketing, community outreach, education and credit repair initiatives in Indianapolis-Marion County majority-black census tracts.
Global Banking News-April 18, 2019-CreditLogics introduces new credit repair CRM platform for businesses
BANKING AND CREDIT NEWS-April 18, 2019-CreditLogics introduces new credit repair CRM platform for businesses
The center will offer age-appropriate financial education and financial counseling services such as budgeting, saving, credit repair and homeownership, as well as employment services.
Attendees may speak with on-site experts: credit repair, mortgage specialist, home inspector, insurance agents, title representatives and agents will be available to answer any questions with no obligations.
It also was accused of making misrepresentations regarding credit repair.
Ovation Credit Services utilises a proprietary software application that facilitates the credit repair process and is integrated directly with certain credit bureaus while educating consumers on credit improvement via ongoing outreach with Ovation case advisors.
Now in an updated 13th edition, Credit Repair is a guide to improving bad credit, written by professional bankruptcy and foreclosure attorneys.
Credit Repair: Make a Plan, Improve Your Credit, Avoid Scams, 13th Edition
T-1 & Poz have linked with a very creditable credit repair company, CreditRepairAndFunding.com, to supply over 200 people or more with a little financial relief.