The minimum level of creditworthiness [z.sub.1] can be interpreted as a credit standard
. The higher the expected rate of return banks require on their loans, the higher they must set this credit standard
Consistent with previous quarters, more than 80 per cent of survey results reported that the credit standard
to be unchanged across all the categories.
details of Credit Standard
Bank's violation of the bank regulation which
This comes after the Pension Credit standard
minimum guarantee increased this April by the biggest amount since it was introduced, bringing it to pounds 130 a week for single pensioners or pounds 198.45 for a couple.
Fannie Mae chief economist and senior vice president Doug Duncan said, "These current practices and expectations toward easing among lenders compares to a historically relatively tight mortgage credit standard
Because of these concerns, this article examines the value of the Senior Loan Officer Opinion Survey in predicting both lending and output.(1) We find that the changes in commercial credit standards
reported by loan officers are indeed linked to aggregate loan growth.
That's why all gold standards deteriorate into credit standards
, and that's why you can't really have an hones-to-God gold standard."
* Adopt credit standards
addressing the specific risks associated with HLIs
The two executives focused on a few key business lines, kept costs under tight control, and maintained high credit standards
. They displayed strict financial discipline in dealmaking and an unsentimental attitude about shedding businesses and slashing jobs.
It was also an important cause of the collapse in credit standards
that helped precipitate the wild financial gyrations of the 1980s decade.
For protection against these dual challenges, landlords have been turning to stricter tenant credit standards
or to some form of credit enhancement, such as letters of credit.
Using the modal approach, a survey of 66 banks - these are 42 big commercial banks and 24 thrift banks - show an unchanged credit standards
for the past 40 quarters in a row or since the second quarter of 2009.