Some are front end" products and services that consumers opt for, such as ATM cards and computer banking
; others are "back end" technologies used by financial institutions, merchants, and other service providers to process transactions, such as electronic check conversion.
For instance, a consumer may want to use computer banking
, but if his or her bank does not offer such a service, the consumer cannot adopt it.
David Duff, broadband campaign coordinator for Irby, who works in computer banking
security in Chester, said: ``Our broadband campaign is one of the most successful in the country at this time.
Intelligent Finance, its internet bank, for all its debacle of a launch, is tipped as the most ambitious computer banking
operation in the UK.
We started computer banking
in 1994, and now have Internet-enabled service.
THE UK'S first wholly interactive computer banking
centre has set up home in Coventry and is set to create 130 jobs.
Searcy-based First Security Bank, among the first in the state to allow computer banking
, is also looking to the World Wide Web as another avenue for convenient customer service.
The inquest heard the father-of-one, who made his money during the computer banking
boom of the 1980s, decided to kill himself after retirement at the age of 37 left him feeling worthless.
Bank of Scotland pioneered computer banking
in Britain in 1985 with HOBS, its Home and Office Banking Service.
The Whiting bank is "in the process of bringing personal computer banking
to our customers by the end of the year," Buhle says.
* Pricing incentives will be used to drive customers to more convenient delivery channels such as telephone and computer banking
Telephone or computer banking
can be another timesaver, if available.