Commercial and Industrial Loans

Commercial and Industrial Loans (C&I)

Loans made to corporations and other business enterprises for commercial or industrial purposes. Does not include loans secured by real estate.
References in periodicals archive ?
The Federal Reserve Board's January 2008 survey of senior loan officers (covering the months of October 2007 through December 2007) found considerable tightening of credit standards for commercial and industrial loans since the last survey.
Indeed, the volume of commercial and industrial loans at banks grew strongly in 1994 and then last year registered its largest percentage increase in more than a decade (13 percent).
Another 38% forecast a drop in commercial and industrial loans for the period, while 42% anticipated no change.
During the year ended December 31, 2003, collateralized loans included commercial and industrial loans, which represented 34% of the Company's lending portfolio; commercial real estate loans, which represented 56%; residential real estate loans, which represented 4%, and consumer and installment loans, which represented 6%.
About one-fifth of domestic banks and one-third of foreign banks tightened standards for commercial and industrial loans to large and medium size firms, while the remaining fraction reported little change in lending standards in the period surveyed, q-he reasons cited for tightening included a less favorable economic outlook, a reduced tolerance for risk, and decreased liquidity in the secondary market.
branch or agency offices of the foreign bank, the survey indicated that at the end of 1982, the offshore branches of these offices had $18 billion in commercial and industrial loans to U.
Since I joined BSB, we have been focused on reducing the Bank's exposure to commercial and industrial loans, and to decreasing classified assets.
After a slight tightening of standards reported on the previous survey, domestic and foreign banks reported that their lending standards were little changed for commercial and industrial loans for borrowers of all sizes in the last three months.
The regional breakdown of the banking data indicates that commercial and industrial loans have declined in the past few years in all parts of the United States but particularly in the West, Southwest, and Northeast.
The firm has extensive experience in the management and sale of distressed financial assets including commercial and industrial loans, mortgages, judgments, accounts receivable and other unsecured trade claims.
After three years of easing standards, domestic banks reported that their lending standards for commercial and industrial loans (for borrowers of all sizes) had changed little over the period surveyed.
The total dollar volume of commercial and industrial loans at commercial banks dropped sharply in 1991 after edging down in 1990 (table 2).
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