Commercial loan

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Related to Commercial Loans: Commercial real estate loans

Commercial loan

A short-term loan, typically 90 days, used by a company to finance seasonal working capital needs.

Commercial Loan

A loan made to a business to finance capital expenditures. "Commercial loan" is a fairly broad term, covering revolving lines of credit, as well as long and short-term debt. In any case, a commercial loan is made by a bank and is used to pay for expenses that the business, especially a small business, might not otherwise be able to afford.
References in periodicals archive ?
The firm said that it has agreed the sale of a portfolio of Irish commercial loans to a consortium.
According to Helfant, the current credit contraction is due mainly to the Tax Reform Act of 1986, which took away incentives to invest in commercial real estate; and the Financial Institutions Recovery, Reform, and Enforcement Act (FIRREA) of 1989, which imposed much tighter capital requirements for commercial loans.

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