CDS

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CDS

Certificate of Deposit

A deposit at a bank or other financial institution that has a fixed return (usually via an interest rate) and a set maturity. The depositor does not have access to the funds in a certificate of deposit until maturity; in exchange, he/she is usually entitled to a higher interest rate. CDs are insured by the FDIC up to a certain amount and as such are a way to increase return for no extra risk. See also: Demand deposit, Real estate certificate of deposit, Negotiable certificate of deposit.
References in periodicals archive ?
Data can be replicated in the nearly 160 operations worldwide where a similar IBM system is installed," said Jack Andersen, senior vice president of Global Sales for Commercial Data Servers.
For the first time, companies seeking to test and evaluate legacy data have a safe and cost-efficient solution for meeting the time and business demands of the Year 2000 problem," said Kevin Murphy, President of Commercial Data Servers.
Commercial Data Servers, based in Sunnyvale, develops and markets enterprise servers for the IBM S/390 commercial computing environment.

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