Note that HFCS can hybridize the constant factor and the random sequence or the chaotic sequence, resulting in two algorithms: HFCS with the combination of the constant factor and the random sequence similarly done in , termed as rHFCS, and HFCS with the combination of the constant factor and the chaotic sequence same generated in , called cHFCS
Nussbaum attempted to detail the Central Human Functional Capabilities (CHFCs
) with the intention of providing a basis for "constitutional principles that should be respected and implemented by the governments of all nations, as a bare minimum of what respect for human dignity requires" (Nussbaum, 2000, p.
Yet the inaugural class of CFPs (1973), and the first class of ChFCs
(1982) were there to help employers and employees with complexity that far outpaces the four components in the Journal of Health Economics study.
For example, the Society of Financial Service Professionals has members that are estate planning attorneys, CPAs, tax attorneys, trust officers, CLUs, ChFCs
, CFPs, investment people, etc.
--Did not discuss the ethical pledges of ChFCs
, CLUs and CFPs or the roles of employers and pension providers.
The firm has an advanced sales group with lawyers, CLUs, ChFCs
Larry Skurnik, a Measurement Research Specialist, covered a large number of CFPs and ChFCs
as well as others in the field.
"Wonderfully creative and complex arrangements are possible for [these] people....Trust departments, attorneys, CPas, CFPs, ChFCs
and other professional advisers joyfully extend their services to clients with wealth." And historically, counseling wealthy clients on lawful methods of managing their estates so as to minimize or avoid federal estate taxes has been a prime reason for these services.
If these actions are the unauthorized practice of law, is the client denied the benefit of receiving advice from accountants, actuaries, CFPs, CLUs, ChFCs
, or trust officers who are experts in their fields?
There is no final comprehensive exam for ChFCs
; only the 10 individual course exams must be passed.
(How many CFPs, ChFCs
, CFAs or finance degree graduates do these organizations employ?
This should contain lists of not only attorneys but also CPAs, CFPs, CLUs and ChFCs
, trust officers, and other key members of the estate planning team.