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CD (1)

CD (2)

The two-character ISO 3166 country code for CONGO, THE DEMOCRATIC REPUBLIC OF.
Copyright © 2012, Campbell R. Harvey. All Rights Reserved.

Certificate of Deposit

A deposit at a bank or other financial institution that has a fixed return (usually via an interest rate) and a set maturity. The depositor does not have access to the funds in a certificate of deposit until maturity; in exchange, he/she is usually entitled to a higher interest rate. CDs are insured by the FDIC up to a certain amount and as such are a way to increase return for no extra risk. See also: Demand deposit, Real estate certificate of deposit, Negotiable certificate of deposit.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved


Wall Street Words: An A to Z Guide to Investment Terms for Today's Investor by David L. Scott. Copyright © 2003 by Houghton Mifflin Company. Published by Houghton Mifflin Company. All rights reserved. All rights reserved.

Certificate of deposit (CD).

CDs are time deposits. When you purchase a CD from a bank, up to $100,000 is insured by the Federal Deposit Insurance Corporation (FDIC).

You generally earn compound interest at a fixed rate, which is determined by the current interest rate and the CD's term, which can range from a week to five years.

However, rates can vary significantly from bank to bank. You usually face a penalty if you withdraw funds before your CD matures, often equal to the interest that has accrued up to the time you make the withdrawal.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.


See certificate of deposit.
The Complete Real Estate Encyclopedia by Denise L. Evans, JD & O. William Evans, JD. Copyright © 2007 by The McGraw-Hill Companies, Inc.
References in periodicals archive ?
"We've positioned our CD-i system as a plug-and-play multimedia machine, and we'll be doing some heavy-duty promotions of it," which includes an ongoing infomercial, noted Steve Kleckner, vice president of sales for Philips Media Inc.
The basic CD-i machine, the Magnavox model 450, has a suggested retail price of $399 while the Magnavox model 550, which comes bundled with a digital video cartridge for playing movies, runs $499.
Fortunately, the incompatibility resulting from the proliferation of computer operating systems and file formats that remain a fact of life in the computer word will not affect CD-I because the designers have specified that the software and hardware must ensure compatibility, upgradability, and extendibility.
Like CD-I, DVI (digital video interactive) will allow developers to mix and match various types of data at various levels of quality to attain desired objectives.
By September 1988 they demonstrated a CD-I system capable of rather low-resolution, quarter-screen, full-motion video.
What CDTV does not offer currently is full-motion video, but then neither does CD-I in its present state of non-release.
People in the CD-I industry-coming from the areas of film, print publishing, audio, and computer software-will be the ones to make the breakthroughs.
CD-I's second obstacle to unqualified success in the education and general-consumer markets emanates from a debate on architectures: open-architecture approaches versus a common-architecture approach based on a standard format.