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CD (1)

CD (2)

The two-character ISO 3166 country code for CONGO, THE DEMOCRATIC REPUBLIC OF.

Certificate of Deposit

A deposit at a bank or other financial institution that has a fixed return (usually via an interest rate) and a set maturity. The depositor does not have access to the funds in a certificate of deposit until maturity; in exchange, he/she is usually entitled to a higher interest rate. CDs are insured by the FDIC up to a certain amount and as such are a way to increase return for no extra risk. See also: Demand deposit, Real estate certificate of deposit, Negotiable certificate of deposit.


Certificate of deposit (CD).

CDs are time deposits. When you purchase a CD from a bank, up to $100,000 is insured by the Federal Deposit Insurance Corporation (FDIC).

You generally earn compound interest at a fixed rate, which is determined by the current interest rate and the CD's term, which can range from a week to five years.

However, rates can vary significantly from bank to bank. You usually face a penalty if you withdraw funds before your CD matures, often equal to the interest that has accrued up to the time you make the withdrawal.


See certificate of deposit.
References in periodicals archive ?
"We've positioned our CD-i system as a plug-and-play multimedia machine, and we'll be doing some heavy-duty promotions of it," which includes an ongoing infomercial, noted Steve Kleckner, vice president of sales for Philips Media Inc.
The basic CD-i machine, the Magnavox model 450, has a suggested retail price of $399 while the Magnavox model 550, which comes bundled with a digital video cartridge for playing movies, runs $499.
Fortunately, the incompatibility resulting from the proliferation of computer operating systems and file formats that remain a fact of life in the computer word will not affect CD-I because the designers have specified that the software and hardware must ensure compatibility, upgradability, and extendibility.
Like CD-I, DVI (digital video interactive) will allow developers to mix and match various types of data at various levels of quality to attain desired objectives.
By September 1988 they demonstrated a CD-I system capable of rather low-resolution, quarter-screen, full-motion video.
What CDTV does not offer currently is full-motion video, but then neither does CD-I in its present state of non-release.
People in the CD-I industry-coming from the areas of film, print publishing, audio, and computer software-will be the ones to make the breakthroughs.
CD-I's second obstacle to unqualified success in the education and general-consumer markets emanates from a debate on architectures: open-architecture approaches versus a common-architecture approach based on a standard format.