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CD (1)

CD (2)

The two-character ISO 3166 country code for CONGO, THE DEMOCRATIC REPUBLIC OF.

Certificate of Deposit

A deposit at a bank or other financial institution that has a fixed return (usually via an interest rate) and a set maturity. The depositor does not have access to the funds in a certificate of deposit until maturity; in exchange, he/she is usually entitled to a higher interest rate. CDs are insured by the FDIC up to a certain amount and as such are a way to increase return for no extra risk. See also: Demand deposit, Real estate certificate of deposit, Negotiable certificate of deposit.


Certificate of deposit (CD).

CDs are time deposits. When you purchase a CD from a bank, up to $100,000 is insured by the Federal Deposit Insurance Corporation (FDIC).

You generally earn compound interest at a fixed rate, which is determined by the current interest rate and the CD's term, which can range from a week to five years.

However, rates can vary significantly from bank to bank. You usually face a penalty if you withdraw funds before your CD matures, often equal to the interest that has accrued up to the time you make the withdrawal.


See certificate of deposit.
References in periodicals archive ?
A AT the moment, a 20Gb hard drive will cost you about pounds 200 and you can fit about 3500 CD quality songs in that.
If there are artifacts to be heard at better than CD quality, they'll eventually be streamed.
More commonly, they use RealAudio, which doesn't give you CD quality, but will work on slow Net connections.
MP3 is the technical driver of this revolution: MP3 is an audio compression format that provides small files that can be played by MP3 software players and what is really important, can deliver CD quality sound.
The phrase "CD quality" is about to become as laughable as "tape quality".
Until now, digital radios - which offer CD quality sound and a massive number of stations - have pretended to be everything but, preferring to fashion themselves on chunky set-top boxes and cost the earth.
For those who have been living in a cave for the past two years, MP3 is a way of storing music that gives you CD quality audio but can be compressed at different rates so it takes up less space in memory or on a disk.
The DAP converts and stores the tracks as MP3 files - compressed so that they take up only around 10 per cent of their previous size but still retain CD quality.
On another website, millions of fans worldwide can access the entire album, recorded in crystal-clear CD quality. Other websites we discovered offered only a couple of tracks from the album in varying sound quality.