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CD (1)

CD (2)

The two-character ISO 3166 country code for CONGO, THE DEMOCRATIC REPUBLIC OF.
Copyright © 2012, Campbell R. Harvey. All Rights Reserved.

Certificate of Deposit

A deposit at a bank or other financial institution that has a fixed return (usually via an interest rate) and a set maturity. The depositor does not have access to the funds in a certificate of deposit until maturity; in exchange, he/she is usually entitled to a higher interest rate. CDs are insured by the FDIC up to a certain amount and as such are a way to increase return for no extra risk. See also: Demand deposit, Real estate certificate of deposit, Negotiable certificate of deposit.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved


Wall Street Words: An A to Z Guide to Investment Terms for Today's Investor by David L. Scott. Copyright © 2003 by Houghton Mifflin Company. Published by Houghton Mifflin Company. All rights reserved. All rights reserved.

Certificate of deposit (CD).

CDs are time deposits. When you purchase a CD from a bank, up to $100,000 is insured by the Federal Deposit Insurance Corporation (FDIC).

You generally earn compound interest at a fixed rate, which is determined by the current interest rate and the CD's term, which can range from a week to five years.

However, rates can vary significantly from bank to bank. You usually face a penalty if you withdraw funds before your CD matures, often equal to the interest that has accrued up to the time you make the withdrawal.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.


See certificate of deposit.
The Complete Real Estate Encyclopedia by Denise L. Evans, JD & O. William Evans, JD. Copyright © 2007 by The McGraw-Hill Companies, Inc.
References in periodicals archive ?
Eastman Kodak Co.'s Photo CD discs are becoming more and more prevalent.
No bigger than a conventional VHS or DVD player, the MediaREADY 5000 delivers a Tivo-like Personal Video Recorder (PVR) with electronic program guide and the ability to burn media on DVD and CD discs. The unit enables playback of DVD/CD, Real Media, MP3, WAV, MPEG 1, 2 and 4 media.
Instructors can develop Photo CD discs rather than slides, and us those discs as a presentation media--smaller size, lighter weight, portability and organization are but a few immediate benefits.
-- Sonic MyDVD authoring software that allows users to quickly and easily transfer home videos to customized DVD-video and Video CD discs, plus video editing software for customizing video footage;
As most of iTunes users are largely dependent on ripping CD discs to build a personal music library, and some of these discs are get scratched or just cannot perform as well as when they in the mint condition.
Hybrid Super Audio CD discs feature a high-density layer which can provide high-resolution, multichannel surround sound in addition to a separate two-channel stereo SACD version of the same music, and a layer with a CD version of the recording.
Bundled with neoDVDstandard, the Ricoh MP5125A drive offers a compelling alternative to video-to-DVD conversion services, enabling consumers to easily create DVD video and Video CD discs from digital or analog videotapes on their home PC.
With USB Instant DVD, users can quickly and easily archive and record their home movies in full resolution DVD-quality video, then author to DVD or CD discs and share them with family and friends.
The addition of Video CD format support to the DataFORCE line of NAS products allows users to cache Video CD discs onto the embedded hard drives of the DataFORCE and broadcast to a variety of clients including Windows, UNIX and Macintosh.