Bodily Injury Liability Insurance

An insurance policy that guards the policyholder from legal expenses resulting from a lawsuit over a bodily injury. For example, if Joe is negligent and causes bodily harm to Frank, Joe's bodily injury liability policy would pay for Frank's attorneys' fees as well as the actual and punitive damages Joe otherwise would have paid.

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Bodily Injury

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Under the statute, "uninsured motor vehicle" refers to "a motor vehicle with respect to the ownership, maintenance, or use of which there is no bodily injury liability insurance or bond applicable at the time of the accident, or there is the applicable insurance or bond but the company writing the insurance or bond denies coverage there under ..." This also includes an underinsured motor vehicle, as defined.

Why walk it alone? Hidden coverages of uninsured motorist insurance

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