"Sylvester reasons that the tool truck fits that definition because FCCI denied his claim for bodily injury coverage
for the damages caused by the thief when he drove the truck over Sylvester's legs."
The minimum is going up to $25,000 for bodily injury coverage
per person and $50,000 per accident, plus $20,000 for property damage.
What it covers: This is bodily injury coverage
only, the "slip and fall" type.
Is there bodily injury coverage
available to the insured driver or passenger?
The two versions differ in only respect: CG 21 06 provides limited bodily injury coverage
, just as its heading indicates, CG 21 07 does not.
Many industry and consumer groups recommend motorists carry $100,000 in bodily injury coverage
per person and $300,000 per accident.
Uninsured boaters' coverage available: Yes (limit matches bodily injury coverage
This means that every exclusion under Coverage A that precludes bodily injury coverage
also applies to medical payments coverage.
In addition, insurance companies are legally bound to offer the following optional coverage areas: additional bodily injury coverage
, property damage coverage, collision, personal injury protection, and uninsured/underinsured motorist protection coverage.
Plow operators had carried different levels of coverage through the years but were recently told they should have bodily injury coverage
of $1 million per person, $1 million for each occurrence and $2 million aggregate.