"Sylvester reasons that the tool truck fits that definition because FCCI denied his claim for
bodily injury coverage for the damages caused by the thief when he drove the truck over Sylvester's legs."
The minimum is going up to $25,000 for
bodily injury coverage per person and $50,000 per accident, plus $20,000 for property damage.
What it covers: This is
bodily injury coverage only, the "slip and fall" type.
Is there
bodily injury coverage available to the insured driver or passenger?
The two versions differ in only respect: CG 21 06 provides limited
bodily injury coverage, just as its heading indicates, CG 21 07 does not.
Many industry and consumer groups recommend motorists carry $100,000 in
bodily injury coverage per person and $300,000 per accident.
Uninsured boaters' coverage available: Yes (limit matches
bodily injury coverage limit).
This means that every exclusion under Coverage A that precludes
bodily injury coverage also applies to medical payments coverage.
In addition, insurance companies are legally bound to offer the following optional coverage areas: additional
bodily injury coverage, property damage coverage, collision, personal injury protection, and uninsured/underinsured motorist protection coverage.
Plow operators had carried different levels of coverage through the years but were recently told they should have
bodily injury coverage of $1 million per person, $1 million for each occurrence and $2 million aggregate.