Blanket Insurance

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Blanket Insurance

1. An insurance policy that covers two or more properties or the same property at two or more locations. For example, a blanket insurance policy may provide coverage for both a house and the furniture inside it. Alternatively, a policy may cover a person's furniture both at his/her house and in his/her storage unit in another town.

2. See: Blanket bond.
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References in periodicals archive ?
Ian Coker, Leamington's amenities manager, said it made sense to have a blanket policy on parking rather than discriminate in certain areas on certain days.
Andrew Nicol QC, for Mr Baker said: 'The existence of some circumstances that can prejudice national security is being used by the Secretary of State to justify a blanket policy covering not just those circumstances but a great deal more,' he said.
It shows not only a lack of common sense, but also how inappropriate blanket policy can be.
But that blanket policy mitigates against there being any "special case" roads.
The council at the centre of a legal wrangle over the future of a community school has no blanket policy to shut small schools, a court heard yesterday.
The court noted that even absent a blanket policy, if the inmate could demonstrate that the contractor's employee was a final policymaker with respect to treatment, and decided not to treat the inmate pursuant to an unconstitutional policy, the contractors could be liable.
Middlesbrough Council has a blanket policy which aims to amalgamate schools where the infant and juniors are separate.
However, Chief Inspector Paul Diehl refuted any suggestion that there was a blanket policy within the force to prevent officers retiring on medical pensions and said 42 officers had taken retirement on pensions in the past year.
Most companies do not have a blanket policy of denying insurance to dog owners, but acknowledge that more questions are triggered when people list certain breeds on their insurance applications.
"In an area like the North-East there are a lot of disadvantaged people, so for a blanket policy to be applied across the UK is really frustrating."