Blanket Insurance

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Blanket Insurance

1. An insurance policy that covers two or more properties or the same property at two or more locations. For example, a blanket insurance policy may provide coverage for both a house and the furniture inside it. Alternatively, a policy may cover a person's furniture both at his/her house and in his/her storage unit in another town.

2. See: Blanket bond.
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References in periodicals archive ?
Ian Coker, Leamington's amenities manager, said it made sense to have a blanket policy on parking rather than discriminate in certain areas on certain days.
Andrew Nicol QC, for Mr Baker said: 'The existence of some circumstances that can prejudice national security is being used by the Secretary of State to justify a blanket policy covering not just those circumstances but a great deal more,' he said.
If insurers continue to simply rely on tight blanket policy restrictions and conservative pricing strategies to cushion the uncertainty, they are at serious risk of missing this rare market opportunity to secure high margins in a soft market.
It shows not only a lack of common sense, but also how inappropriate blanket policy can be.
But that blanket policy mitigates against there being any "special case" roads.
The council at the centre of a legal wrangle over the future of a community school has no blanket policy to shut small schools, a court heard yesterday.
The court noted that even absent a blanket policy, if the inmate could demonstrate that the contractor's employee was a final policymaker with respect to treatment, and decided not to treat the inmate pursuant to an unconstitutional policy, the contractors could be liable.
Middlesbrough Council has a blanket policy which aims to amalgamate schools where the infant and juniors are separate.
However, Chief Inspector Paul Diehl refuted any suggestion that there was a blanket policy within the force to prevent officers retiring on medical pensions and said 42 officers had taken retirement on pensions in the past year.
Most companies do not have a blanket policy of denying insurance to dog owners, but acknowledge that more questions are triggered when people list certain breeds on their insurance applications.
As an experienced exporter, we appreciate the ability to pick which customers need to be insured instead of having to buy a blanket policy at a much higher overall cost on the private market.
"In an area like the North-East there are a lot of disadvantaged people, so for a blanket policy to be applied across the UK is really frustrating."