Benefit Differential

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Benefit Differential

In insurance, the difference between what an insurer pays a preferred provider for a service and what it pays a nonpreferred provider for the same service. Law or regulations aimed at protecting policyholders may limit how large the benefit differential can be.
References in periodicals archive ?
It is difficult to use rates as a proxy for discounts when comparing among carriers, since adjustments have to be made for benefit differentials, underwriting practices and carrier risk-tolerance.
Build a brand: use high-deductibles health plans to attract high-net-worth clients
They first adjust the variation in benefits for interstate differences in the value of Food Stamps and the cost of living, a common approach in analyzing welfare benefit differentials. Arguing that recipients are more sensitive to differences in the prices of items that take a large share of their income, namely housing, they then adjust the variation in benefits for differences in rents.
Watching the race: where you sit affects what you see
I regard it necessary to explain, in other than conventional microeconomic terms, the large wage rate and fringe benefit differentials that persist for a given job classification in a locality.
Needed: an interdisciplinary approach to labor markets and wage determination
The expectation is that the greater the benefit differential between divisions A and B, the larger will be the share of welfare recipients among total B-to-A migrants.
Welfare Reform and the Race to the Bottom: Theory and Evidence
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