Benefit Differential

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Benefit Differential

In insurance, the difference between what an insurer pays a preferred provider for a service and what it pays a nonpreferred provider for the same service. Law or regulations aimed at protecting policyholders may limit how large the benefit differential can be.
References in periodicals archive ?
It is difficult to use rates as a proxy for discounts when comparing among carriers, since adjustments have to be made for benefit differentials, underwriting practices and carrier risk-tolerance.
Build a brand: use high-deductibles health plans to attract high-net-worth clients
These actions cover strategic issues like communicating openly with employees, and tactical plan design and contribution strategies such as offering financial incentives for employees at the point of care, switching from copays to coinsurance and creating benefit differentials for following prevention and disease management programs.
Watson Wyatt Unveils New Defined Contribution Approach for Solving Health Care Cost Crisis; Offering Financial Incentives at Point of Care is Key to Changing Consumers' Health Care Purchasing Behavior
I regard it necessary to explain, in other than conventional microeconomic terms, the large wage rate and fringe benefit differentials that persist for a given job classification in a locality.
Needed: an interdisciplinary approach to labor markets and wage determination
The expectation is that the greater the benefit differential between divisions A and B, the larger will be the share of welfare recipients among total B-to-A migrants.
Welfare Reform and the Race to the Bottom: Theory and Evidence
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