Bank regulation

(redirected from Banking regulation)

Bank regulation

The formulation and issuance by authorized agencies of specific rules or regulations, under governing law, for the conduct and structure of banking.

Bank Regulation

The laws and bureaucratic rules governing banking. Banks have regulations at the federal, state, and sometimes local levels. Examples of bank regulations include capital requirements and limits on interest rates. Member banks of the Federal Reserve are subject to further regulations, such as the requirement to buy stock in the Federal Reserve System. Proponents of bank regulations state that they help maintain consumer confidence in banking, which in turn helps keep the economy running smoothly. Critics maintain that most bank regulations create market distortions and hamper economic growth. Perhaps predictably, these two groups disagree on whether too little or too much bank regulation caused the credit crunch of the mid and late 2000s and the subsequent recession.
References in periodicals archive ?
Gandhi to the Board of YES BANK by RBI under Section 36AB of the Banking Regulation Act, 1949.
RBI "in exercise of powers conferred under Section 47 A of the Banking Regulation Act, 1949 has levied a penalty of Rupees one crore on the bank for not monitoring the end use of funds in respect of one of its borrowers," SBI said in a regulatory filing.
It said, "This penalty has been imposed in exercise of powers vested in RBI under the provisions of...The Banking Regulation Act, 1949 taking into account the failure of the bank to adhere to the aforesaid guidelines and directions issued by RBI." This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers, the release added.
Ukrainian Banking Regulation: Its Challenges and Transition Towards European Standards
Summary: New Delhi [India], August 3 (ANI): The Banking Regulation (Amendment) Bill 2017, was passed in Lok Sabha on Thursday.
Summary: Odea Bank, a subsidiary of Bank Audi, successfully completed the capital increase of TL 1.0 billion ($338.4 million), after obtaining necessary corporate and regulatory approvals, including that of the Banking Regulation and Supervision Agency, according to a statement by Bank Audi Thursday.
"Innovation and technological developments have led to new ways of providing access to financial services," the Parliament said with regard to mobile banking regulation, though the sentiment could perhaps be applied across their new amendments.
Prof Capie has studied bank regulation over many years and will contend that we can learn much from the history of banking regulation in the UK.
Macedonia is one of the many countries across the world that has not revealed these data in accordance to the banking regulation and the regulation on work with securities.
Britain and the rest of Europe were singled out as countries where these views on banking regulation are most prominent.
Cao (advisor, Research Department, Norges Bank, Norway) reviews economic theories of system risks in the financial market and subjects in the discussions of building the macroprudential framework for future banking regulation to offer a better understanding of financial stability concerns.
October 06 2011 (TUR) -- Turkish banks' profit was down 15 percent year-on-year in August 2011, the Banking Regulation & Supervision Agency (BDDK) said on Thursday.