Bank regulation

(redirected from Banking regulation)

Bank regulation

The formulation and issuance by authorized agencies of specific rules or regulations, under governing law, for the conduct and structure of banking.

Bank Regulation

The laws and bureaucratic rules governing banking. Banks have regulations at the federal, state, and sometimes local levels. Examples of bank regulations include capital requirements and limits on interest rates. Member banks of the Federal Reserve are subject to further regulations, such as the requirement to buy stock in the Federal Reserve System. Proponents of bank regulations state that they help maintain consumer confidence in banking, which in turn helps keep the economy running smoothly. Critics maintain that most bank regulations create market distortions and hamper economic growth. Perhaps predictably, these two groups disagree on whether too little or too much bank regulation caused the credit crunch of the mid and late 2000s and the subsequent recession.
References in periodicals archive ?
Mumbai: Reserve Bank had issued Directions under Section 35 A read with section 56 of the Banking Regulation Act, 1949 to The Suri Friends' Union Co-operative Bank Ltd.
PK) (OTC: BACHY) has obtained license from Turkey's Banking Regulation and Supervision Agency to operate in Turkey, an online report said, citing a statement from the regulatory agency.
Summary: New Delhi [India], August 3 (ANI): The Banking Regulation (Amendment) Bill 2017, was passed in Lok Sabha on Thursday.
4 million), after obtaining necessary corporate and regulatory approvals, including that of the Banking Regulation and Supervision Agency, according to a statement by Bank Audi Thursday.
Innovation and technological developments have led to new ways of providing access to financial services," the Parliament said with regard to mobile banking regulation, though the sentiment could perhaps be applied across their new amendments.
Banking Regulation in Times of Crisis: An Economic Analysis From Turkey and Russia
Prof Capie has studied bank regulation over many years and will contend that we can learn much from the history of banking regulation in the UK.
His many years of experience in banking regulation, investment banking and risk management will be a great asset to Barclays.
Macedonia is one of the many countries across the world that has not revealed these data in accordance to the banking regulation and the regulation on work with securities.
Cao (advisor, Research Department, Norges Bank, Norway) reviews economic theories of system risks in the financial market and subjects in the discussions of building the macroprudential framework for future banking regulation to offer a better understanding of financial stability concerns.
October 06 2011 (TUR) -- Turkish banks' profit was down 15 percent year-on-year in August 2011, the Banking Regulation & Supervision Agency (BDDK) said on Thursday.
The banks were one of the contributing factors in the crises, but before the 1997 general election, the Bank of England was in charge of banking regulation.