Bank regulation

(redirected from Banking Supervision)

Bank regulation

The formulation and issuance by authorized agencies of specific rules or regulations, under governing law, for the conduct and structure of banking.

Bank Regulation

The laws and bureaucratic rules governing banking. Banks have regulations at the federal, state, and sometimes local levels. Examples of bank regulations include capital requirements and limits on interest rates. Member banks of the Federal Reserve are subject to further regulations, such as the requirement to buy stock in the Federal Reserve System. Proponents of bank regulations state that they help maintain consumer confidence in banking, which in turn helps keep the economy running smoothly. Critics maintain that most bank regulations create market distortions and hamper economic growth. Perhaps predictably, these two groups disagree on whether too little or too much bank regulation caused the credit crunch of the mid and late 2000s and the subsequent recession.
References in periodicals archive ?
Frankfurt: The Basel Committee on Banking Supervision (BCBS) in December 2017 published a package of proposed reforms for the global regulatory framework of our industry which is frequently referred to as 'Basel IV'.
2 million cards at the end of 2016, according to the latest banking supervision
Summary: New Delhi [India] January 21 (ANI): The International Monetary Fund (IMF) and World Bank have commended the Reserve Bank of India (RBI) for its remarkable progress in strengthening banking supervision.
The Board also reviewed a number of reports presented by the Banking Supervision Department, and gave instructions to take the necessary measures to protect banking system and promote its strength and stability.
The Philippine and Thai central banks have signed a memorandum of understanding (MOU) to foster greater cooperation on banking supervision between the two countries.
Global Banking News-August 24, 2017--Cayman Islands Monetary Authority names deputy head of banking supervision
Prior to his appointment as deputy governor, he was serving as the executive director, Banking Supervision Group and Financial Stability.
Syed Irfan Ali, Executive Director - Banking Policy and Regulations Group - SBP and Maheshwor Lal Shrestha, Executive Director - Banking Supervision Department - NRB, signed the agreement on behalf of their respective countries.
The measures carried out by the Banking Supervision Department in the past year to increase fairness and trust in the banking system and to advance competition were presented at the conference.
Maziar Peihani presents a comprehensive examination of the literature on the Basel Committee on Banking Supervision (BCBS) and the contribution of the committee toward the regulation of global banking, despite its lack of any formal supranational authority.
The branch was officially opened by Central Bank of Bahrain (CBB) director of retail banking supervision Yousif Hasan accompanied by CBB director of Islamic retail banks supervision Fahad Yateem.
Banks operating in the Egyptian market have submitted comprehensive outlines indicating financing procedures of small and medium enterprises (SMEs) to the Banking Supervision Department at the Central Bank of Egypt (CBE).