Bank regulation

(redirected from Banking Supervision)

Bank regulation

The formulation and issuance by authorized agencies of specific rules or regulations, under governing law, for the conduct and structure of banking.

Bank Regulation

The laws and bureaucratic rules governing banking. Banks have regulations at the federal, state, and sometimes local levels. Examples of bank regulations include capital requirements and limits on interest rates. Member banks of the Federal Reserve are subject to further regulations, such as the requirement to buy stock in the Federal Reserve System. Proponents of bank regulations state that they help maintain consumer confidence in banking, which in turn helps keep the economy running smoothly. Critics maintain that most bank regulations create market distortions and hamper economic growth. Perhaps predictably, these two groups disagree on whether too little or too much bank regulation caused the credit crunch of the mid and late 2000s and the subsequent recession.
References in periodicals archive ?
In the afternoon of August 30, 2019, in Hanoi, the State Bank of Vietnam (SBV) held a ceremony to announce and award the Decision to appoint Deputy Director of the Department of Safety Supervision of the credit institutions system (Department IV ) - Banking Supervision Agency, SBV.
In a statement here, the central bank said Aznan would be responsible for the Payments Oversight, Financial Conglomerates Supervision, Banking Supervision, Insurance and Takaful Supervision as well as Risk Specialist and Technology Supervision Departments.
M2 EQUITYBITES-June 6, 2019--Austria postpones banking supervision reforms
National Bank of Kyrgyzstan made a decision on termination of direct banking supervision over Rosinbank OJSC, the regulator said.
The head of the Austrian central bank, Ewald Nowotny, has clashed with finance minister Hartwig Loeger over the government's plans for a sweeping revamp of banking supervision.
Muscat, Mar.07 (ONA) The Central Bank of Oman (CBO) today signed a Memorandum of Understanding (MoU) with the Qatar Financial Centre Regulatory Authority (QFCRA) within the framework of CBO's efforts to strengthen its banking relations with various financial institutions, exchange experiences and establish strong cooperation relationships in the fields of banking supervision.
The central bank said the agreement would also serve as the framework for closer coordination and beneficial cooperation between Manila and Prague in accordance with the Basel core principles for effective banking supervision. Meanwhile, BSP Governor Nestor Espenilla Jr.
Riyadh, Muharram 17, 1440, Sep 27, 2018, SPA -- The Basel Committee on Banking Supervision has today published two reports assessing the implementation of the Net Stable Funding Ratio (NSFR) and the large exposures (LEX) framework in the Kingdom of Saudi Arabia.
She met with staff from all the Bank's departments involved in banking supervision, whom she thanked for the excellent cooperation between the two institutions and with whom she had a fruitful exchange of views on current issues of banking supervision.
Summary: Banking supervision and regulations reviewed
Summary: "The number of bank cards issued has risen annually by an average of 8.9% to reach 3.2 million cards at the end of 2016, according to the latest banking supervision
New Delhi [India] January 21 ( ANI ): The International Monetary Fund (IMF) and World Bank have commended the Reserve Bank of India (RBI) for its remarkable progress in strengthening banking supervision.