To better isolate supply from demand considerations, we consider only individuals currently without a bankcard
who obtain one or more bankcards
in the next quarter and measure these individuals' credit limits at that particular point in time only (as opposed to also in future quarters; see the last part of "Robustness Checks and Further Results" section for an exception).
Cardholders who had adverse experiences were more likely to have a negative opinion of bankcards
than cardholders who did not have adverse experiences.
Table 3--Number of bankcards
per MasterCard region (millions) FY2004 Growth FY2004 Growth Worldwide Cards (Millions) 679.5 8.6% 625.5 5.8% South Asia, Middle East, Africa 12.7 29.8% 9.8 26.4% Asia Pacific 131.8 8.4% 121.6 8.5% Europe 111.6 11.6% 100.0 14.9% Latin America 57.0 19.5% 47.7 7.4% Canada 28.5 7.1% 26.6 9.7% United States 337.8 5.6% 319.8 1.3% Table 4--Acceptance locations per region per MasterCard region (millions) FY2004 Growth FY2004 Growth Worldwide Cards (Millions) 24.6 9.8% 22.4 12.7% South Asia, Middle East, Africa 0.5 15.1% 0.5 14.1% Asia Pacific 8.8 13.6% 7.7 12.4% Europe 7.1 3.4% 6.9 13.8% Latin America 1.9 8.4% 1.7 9.8% Canada 0.7 13.5% 0.6 -0.2% United States 5.6 12.0% 5.0 14.2% * Acceptance Locations include Merchant Locations, ATMs and Manual Cash Locations.
According to the 1998 Survey of Consumer Finances, 68% of American families have bankcards
, and half of families have store cards (Durkin 2000).
It also provides, where appropriate, further analysis based on whether the petitioner is a homeowner or renter, whether the petition is being filed by one spouse or both, and whether they have bankcards
The move is intended to allow customers to make NETS payments through their mobile phones instead of using their physical NETS ATM bankcards
It contained a black Samsung E900 mobile phone as well as bankcards
lending is on the rise, with new bankcards
up 21.1%, with one in 17 consumers opening at least one bankcard
(compared with one in 21 consumers in 2013)
Previously, Botta was vice president, National Sales at PreCash, a systems provider that enables consumers to turn their cash into electronic payments and branded bankcards