To identify the independent relationship between these bank efficiency measures and bank regulations
, we control for an array of bank-specific traits, including the bank's market share, its size, the liquidity of its assets, bank equity, and the proportion of income that the bank receives in non-interest bearing assets.
and supervisory practices that force banks to disclose accurate information to the public tend to: 1) boost the development of the banking system as measured by private credit relative to Gross Domestic Product; 2) increase the efficiency of intermediation as measured by lower interest margins and bank overhead costs; and 3) reduce corruption in lending as measured by survey information from firms around the world.
The best available evidence, most of which is not very precise, suggests that the total cost of all bank regulations
in 1991 (the year for which most of the studies were conducted) may have been about 12 percent to 13 percent of banks' noninterest expenses.
We in the building business must understand that the strict enforcement of bank regulations
by outside authorities is forcing us to change the ground rules by which we develop our properties.
The OCC examiner, on the other hand, is trained in bank regulations
and is familiar with the entire banking industry.
The ILC charter developed out of exceptions written into bank regulations
, exempting them from the Bank Holding Company Act, which prevents non-financial entities from controlling banks.
In a statement, the central bank said that the Moscow-based commercial bank had 'failed to comply with federal laws regulating banking activity, as well as Central Bank regulations
, and within one year repeatedly violated the federal law on preventing money laundering and the financing of terrorism.
President Barack Obama's proposal for tougher bank regulations
His strong background in banking, compliance, and bank regulations
will enable us to enhance the Company's competitive position and better serve our customers, shareholders and our valued employees," Oka noted.
Officials in France and Germany have said that EU bank regulations
need to reflect their respective regulations, Reuters reported.
The imprint position is operator-adjustable and conforms to Federal Reserve bank regulations
for check endorsement.
Even though the bank had earlier planned to enter the Indian market by acquiring a stake in domestic bank, central bank regulations
had prevented it from doing so.