The higher bank capital
requirements were put in force during the financial crisis.
The accord came after 18 months of heated debate among the 28 EU governments on how to apply new global bank capital
rules that overhauled financial regulations after the 2007-2009 global crisis.
The key question is whether higher bank capital
, instead of triggering greater bank lending, dampens loan growth.
Keywords Bank capital
regulation * Soft budget constraints * Credit crunch * Basel III
Section I reviews the rationale behind bank capital
holdings and regulation.
171 of the Dodd-Frank Act, the so-called "Collins Amendment." The Fed says its lawyers interpret the Collins Amendment" to require the Federal Reserve to apply bank capital
rules to insurance companies it supervises.
Foreign banks have typically turned to debt markets to raise Basel III bank capital
. However, a cautious Bangko Sentral ng Pilipinas introduced a ruling, known as Circular 786, that requires local investors to sign letters to confirm they understand the risks involved in buying Basel III-compliant debt.
All the studies have shown the importance of the cost of supervisory discipline, buffer as an insurance, size of the bank, asset risk and economic growth as the major determinants of bank capital
So bank capital
requirements are in place to provide adequate incentives to bank managers to manage the banks risk well.
regulations should be abolished, according to a new study.
17 December 2012 - US bank holding company Grandpoint Capital Inc said it had completed the takeover of Bank Capital
Corporation, the parent company of The Biltmore Bank of Arizona, without disclosing financial details.