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Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.
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The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

The Mortgage Encyclopedia. Copyright © 2004 by Jack Guttentag. Used with permission of The McGraw-Hill Companies, Inc.
References in periodicals archive ?
The balance-of-payments issue has been resolved at least for the current fiscal year, he said.
The most pressing one, however, is a looming balance-of-payments crisis, with analysts predicting Pakistan will have to go to the International Monetary Fund for a fresh bailout.
More broadly, regional balance-of-payments data show that eurozone investors have been the largest foreign purchasers of U.S.
Did Treasury expect Chinese President Hu Jintao to confess that China's official objective all along has been to prevent balance-of-payments adjustment and gain unfair competitive advantage over its trading partners?
If your company is a direct investor, carefully consider your projected balance of payments at the company level and your needs for foreign-exchange and domestic currency in your overall forecasts and contingency plans, since you'll probably need a projected positive balance-of-payments position to get your business proposal approved.