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Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.


The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

References in periodicals archive ?
Chapter 3 examines the international growth rate differences in the context of the balance-of-payments constraint.
Section II describes the specific assumptions underlying the monetary approach to the balance-of-payments theory.
Aspects of the Monetary Approach to Balance-of-Payments Theory: An Empirical Study of Sweden.
If it is, then the United States would find its interest to lie in a permanent policy of "benign neglect" for its federal budget deficit and the balance-of-payment deficit that helps finance the government deficit via foreign central bank recycling.
Brazil also had a balance-of-payments financing gap caused largely by difficulties in rolling over a short-term debt that was greater than what would have been prudent.