Table 2 MEAN BALANCE SHEET RATIOS
FOR UNINSURED AND INSURED BANKS (SEPTEMBER 12, 1934) Balance Sheet Ratio
Uninsured Insured Difference Banks (304) Banks (235) Capital/Assets 0.189 0.132 0.057 *** Preferred Stock/ 0.000 0.038 -0.038 *** Assets Loans/Assets 0.430 0.401 0.029 ** Deposits/Assets 0.804 0.820 -0.016 ** Cash/Assets 0.326 0.321 0.005 Bonds/Assets 0.106 0.113 -0.007 Other Real Estate 0.014 0.020 -0.006 *** Owned/Assets Total Assets $210,071 $403,700 -$193,629 *** * These variables are statistically significant within a margin of error of 10 percent.
Debt-to-equity is another crucial balance sheet ratio
, measuring your company's debt capacity, or how much debt you can handle.
ADEQUATE BALANCE SHEET: Balance sheet ratios
remain consistent with the rating category.
These facilities agreements will not have any major impact on the key balance sheet ratios
or the existing financial target guidance of Sponda in terms of equity ratio, the company added.
The balance sheet ratios
are still within the target ranges and the Group's rating remains unchanged.
Demerjian (2011) reported that the balance sheet ratios
which were included in more than 80% of debt covenant contracts in 1996 had declined to a mere 37% of contracts in 2007, conversely, income statement ratios for the same period had increased from 74% to 82%.
However, major balance sheet ratios
were maintained at good levels, with asset quality essentially unchanged and the capital adequacy ratio (CAR) remaining solid.
FBME continues to comply with European Capital Adequacy and Liquidity Standards and other healthy balance sheet ratios
Mohammed Abdulla Alqubaisi, chairman of Finance House, said: "Our steady all-round growth in business volumes and profitability alongside stable and healthy balance sheet ratios
clearly manifest the resilience of our business model and our ability to adjust swiftly to changing market conditions.
Mohammed Abdulla Alqubaisi, chairman of Finance House said: "Our steady all-round growth in business volumes and profitability alongside stable and healthy balance sheet ratios
clearly manifest the resilience of our business model and our ability to adjust swiftly to changing market conditions."
"The performance of Dubai Islamic Bank in the third quarter of 2012 was notable for delivering strong results while continuing with its conservative approach to provisioning, as demonstrated by increases in key balance sheet ratios
," saidy Mohammad Ebrahim Al Shaibani, Director-General of His Highness The Ruler's Court of Dubai and Chairman of Dubai Islamic Bank.
The study, which is based on information gathered from more than 30 prominent architectural firms, includes a detailed analysis of utilization, billing multiples, overhead rates, balance sheet ratios
and historical trends for 2010, all of which are compared with national standards.