Aviation Exclusion

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Aviation Exclusion

A clause in many life insurance policies stating that the death benefit will not be paid if the policyholder dies in a non-regularly scheduled flight. That is, the death benefit may be paid if the policyholder dies in the crash of a commercial flight, but not if he/she dies in a private plane crash.
References in periodicals archive ?
As Zurich recognized, "[u]sing a drone for any commercial purpose is considered an aviation activity and will therefore fall under the broad aviation exclusions of most general liability policies, should a drone cause damage or injury.
Most business insurance policies and homeowners insurance policies have aviation exclusions that typically broadly exclude all Aviation-related risk from coverage.
That leads to either aviation exclusions in life insurance policies or bumping pilots into more expensive premium classifications.
Most aviation exclusions say the policy will not pay should you be killed in the crash of an airplane other than a scheduled airliner.
If there is an aviation exclusion, either negotiate to try to have it removed or purchase coverage without it.
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