Odd as that may seem, most claims are adjusted via the insertion, usually by reference, of the York-Antwerp Rules (Association of
Average Adjusters 2003-10) into ocean bills of lading, contracts of affreightment, other contracts of carriage, and marine insurance policies.
Buglass states that the Association of
Average Adjusters of the United States "was established in 1879 to 'maintain the honor and dignity of the profession of average adjusting.
They include several examples of marine insurance clauses, the Rules of Practice of Association of
Average Adjusters of the United States, the Rules of Practice for the American Great Lakes (for both the U.
8 -- Association of
Average Adjusters, Annual General Meeting and Dinner, Savoy Hotel, London.
