Available Balance

Available Balance

The balance in a bank account to which the account holder has access. The available balance usually is calculated by taking the account balance and subtracting credits and debits that have not yet cleared.
References in periodicals archive ?
Customers can continue to undertake transactions for purchase of goods and services as per the available balance, but will have to fulfill the KYC requirements before remitting money or reloading the wallet.
The plaintiff in the case originally filed a class-action suit in District Court back in late 2015, alleging, among other things, that the credit union breached its account agreements by using the available balance method instead of the ledger balance method when determining when to impose overdraft fees.
Profit is calculated on monthly average available balance and paid six monthly (30th June / 31st December)
One man tweeted his available balance had dropped by PS700 without him making a transaction while another said the disruption had left her "unable to feed my kids in school tomorrow".
Available balance does not include obligations to some active projects.
The first set of investigations related to formal complaints has resulted that only 6% of the accounts have an available balance to withdraw.
Should the cards be lost or damaged, the user can use the available balance either for another rechargeable card or via 'm-Mawaqif' service," he explained.
Furthermore, profits are calculated based on the monthly average available balance in the account and the profits are credited to the depositor's account every month.
Customers can transfer credit to up to 25 friends in one day, with the amount of transfer either equal to, or less than the available balance in their More Time account.
The hackers increased the available balance and withdrawal limits on prepaid MasterCard debit cards issued by Bank of Muscat of Oman, and National Bank of Ras Al Khaimah of the UAE.
The hackers allegedly increased the available balance and withdrawal limits on prepaid MasterCard debit cards issued by Bank Muscat of Oman, and National Bank of Ras Al Khaimah PSC (RAKBANK) of the United Arab Emirates, according to the complaint.
Under the expanded programme, the company has an available balance of approximately USD195.

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