The most frequent state before the first notification of cancellation is where the customer has contents, house, and automobile policies
, whereas the most frequent state after the first lapse is where the policyholder has no coverage at all (which occurs since many households have just one policy).
A copy of the client's homeowners and personal automobile policies
should be obtained.
The plaintiff claimed that the punitive damages exclusion was in conflict with the legislative and public policies underlying Arizona's Safety Responsibility Act, which requires certain minimum coverage under all automobile policies
issued in Arizona.
A consistent finding of prior research and the FTC's analysis is that credit information, specifically credit-based insurance scores, is predictive of the claims made under automobile policies
Burnes this summer set in motion a plan that would permit insurers to set their own price for automobile policies
, dismantling a 30-year-old practice of having state regulators establish rates for Massachusetts' 4 million drivers.
The concern is that the use of loss-history databases for homeowners and automobile policies
can lead to adverse underwriting decisions based on an insured's inquiry about coverage.
The Statute contemplates uninsured motorist coverage in connection with new or renewal automobile policies
for motor vehicles and insured registers or principally garages in Washington or waive such coverage in writing.
2) July 2007: A Federal Trade Commission study concludes, "Credit-based insurance scores are effective predictors of risk under automobile policies
Along with two acquaintances, 45-year-old Jerry Schatz and 30-year-old Joshua Belville, Reed allegedly submitted more than 33 false and inflated claims on their homeowners' and automobile policies
that totaled almost $600,000.
s U-Assist is an automated underwriting system that enables agents to quote and issue new automobile policies
as well as changes to existing automobile policies