Adverse Action

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Adverse Action

The denial of an application for credit because of insufficient credit history or negative information on one's credit report. For example, one may be denied a loan to buy a house because of a recent bankruptcy. This denial is called an adverse action.
References in periodicals archive ?
Denial of a promotion, refusal to hire, and termination of employment are obvious material adverse actions.
Upon arriving in Islamabad, the PTI president said he was at a loss to explain why the government is taking such adverse actions against his party.
Adverse actions and performance-based actions; process, law and cases, guidance, and pitfalls.
The adverse actions conducted by host country individuals or organisations threaten the operation or the survival of MNEs.
Additionally, the Court clarified that initial rates charged for new insurance policies where credit information is considered can constitute "adverse actions" thereby triggering FCRA notice provisions, and importantly, the Court set the benchmarks from which insurance adverse actions should be measured thus giving insurance companies needed clarity regarding when the FCRA's notice provisions are implicated.
Both consumers and insurance companies are hoping for more guidance from the federal banking regulators on "how to treat" adverse actions and prescreened offers.
If justice is to be served, courts must question the basis for adverse actions taken against physicians, and not simply perpetuate the fraud by accepting a hospital's word that what was done was legitimate peer review.
It does not include elements of the new system involving labor relations, collective bargaining, independent third-party review, adverse actions, and the National Security Labor Relations Board.
False positive results may cause applications to be postponed until other additional requirements are met or may otherwise result in adverse actions being taken--both outcomes tend to cause some applicants who would otherwise present good risks to take their business elsewhere, resulting in good business lost.
First Class, without pending or adverse actions during the past year.
The appeals court held that the department's motives for adverse actions against the employee were not her opposition to alleged discriminatory treatment, since the employee had not communicated her beliefs to anyone at the time of the alleged adverse action.
Managed care organizations rarely report adverse actions taken against health care practitioners to the National Practitioner Data Bank, the HHS Office of the Inspector General finds.