Adverse Action

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Adverse Action

The denial of an application for credit because of insufficient credit history or negative information on one's credit report. For example, one may be denied a loan to buy a house because of a recent bankruptcy. This denial is called an adverse action.
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In addition, the draft proposal amends some provisions of Title 5 covering labor management relations and adverse actions and appeals.
If such job alterations are imposed on them without their consent, however, they may constitute adverse actions. Such an imposed restriction may not be considered an adverse action when the employer can provide evidence that the change is necessary for the person to remain in the job, or that without it she or he can no longer perform essential job functions.
False positive results may cause applications to be postponed until other additional requirements are met or may otherwise result in adverse actions being taken--both outcomes tend to cause some applicants who would otherwise present good risks to take their business elsewhere, resulting in good business lost.
The bill would permanently reauthorize several expiring provisions of the FCRA that pre-empt states from acting to regulate the content of credit reports, the sharing of credit information among affiliates, the use of credit information for prescreening and making offers of credit, the notice requirements for adverse actions and the responsibilities of credit grantors.
First Class, without pending or adverse actions during the past year.
The appeals court held that the department's motives for adverse actions against the employee were not her opposition to alleged discriminatory treatment, since the employee had not communicated her beliefs to anyone at the time of the alleged adverse action.
From September 1, 1990, to September 30, 1999, MCOs reported only 715 adverse actions, according to the study by the inspector general of the Department of Health and Human Services (HHS).
Managed care organizations rarely report adverse actions taken against health care practitioners to the National Practitioner Data Bank, the HHS Office of the Inspector General finds.
"But by my displaying integrity first, I had adverse actions taken against me."
The proposed legislation would make information on incompetent physicians available to the public, increase penalties for failure to report adverse actions; and expand information to include criminal convictions.
All state licensing and certification health- care boards must report final adverse actions, which include loss of license, right to apply for or to renew a license, revocation or suspension of a license, reprimand or censure, probation, or voluntary surrender of a license.
According to the letter, apartment professionals are obliged under the FCRA to make certain disclosures when they take adverse actions based on credit reports or other types of consumer reports (such as reports from resident screening organizations).