It should also allow NBAD to operate with very strong capitalisation, as measured by our risk
adjusted capital ratio of above 15 per cent before adjustments over the next 18-24 months.
While these sizable charge-offs are severe, Fitch expects IBJ to maintain its risk
adjusted capital ratio above the 8% threshold.
04% and a Tier I risk
adjusted capital ratio of approximately 20.
Its risk-
adjusted capital ratio exceeded 10% at June 30, 1994, composed almost exclusively of Tier One capital.
Given favorable asset quality measurements, strong reserve levels and high liquidity, capital is appropriate with Tier I and total risk
adjusted capital ratios of 7.
In the REIT sector, no distinction is made between cumulative and non-cumulative preferred capital; both are assigned to the 50% debt/ 50% equity category to calculate Risk
Adjusted Capital Ratios, and to the 100% equity category to calculate Financial Leverage Ratios.
The corporation can, at a minimum, maintain the same level of risk-
adjusted capital ratios (Tier I is 7.
Given favorable asset quality, reserve levels and liquidity, capital is considered strong with Tier I and total risk
adjusted capital ratios of 7.
Fleet's risk
adjusted capital ratios remain strong and above similarly rated peer banking companies.
The rating reflects Bankers Trust's substantial liquidity, strong reserve coverage of nonperforming loans, and the level of its risk
adjusted capital ratios.
