Accumulation period


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Accumulation Period

1. The period of time in which someone saves, especially for retirement. Generally speaking, the longer the accumulation period, the more one saves.

2. In annuities, the period of time in which one contributes to the annuity. Depending on the type of annuity, taxes may be deferred during the accumulation period. Generally speaking, the longer the accumulation period and the more one contributes to the annuity, the greater the resulting income stream.

Accumulation period.

The accumulation period refers to the time during which your retirement savings accumulate in a deferred annuity.

Because annuities are federal income tax deferred, all earnings are reinvested to increase the base on which future earnings accumulate, so you have the benefit of compounding.

When you buy a deferred fixed annuity contract, the company issuing the contract promises a fixed rate of return during the accumulation period regardless of whether market interest rates move up or down.

With a deferred variable annuity, the amount you accumulate depends on the performance of the investment alternatives, known as subaccounts or separate account funds, which you select from among those offered in the contract.

At the end of the accumulation period, you can choose to annuitize, agree to some other method of receiving income, or roll over your account value into an immediate annuity. The years in which you receive annuity income are sometimes called the distribution period.

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Furthermore, we searched for possible correlations between the diurnal defecation rate and 1) the calendar week of the accumulation period, 2) the duration of the accumulation period, and 3) the number of diurnal beds for part of the samples.
The values are computed by assuming that both the mutual fund and the variable annuity are liquidated at the end of the specified accumulation period and that all taxes on the tax deferred gains and tax deferred income, respectively, are paid at that time.
it+1] is a market-adjusted return where the accumulation period begins in a month after the information in the fundamental signals is disclosed.
The objective function, given in Expression (1), is in terms of present value of wealth, represented by the accumulated amounts, at the end of one year after the accumulation period, i.
The investor is not subject to the 10% premature withdrawal penalty, and the tax bracket during the accumulation period and at distribution is 35%.
However, due to the unusually wet winter during the current investigation, no more than a 5-day accumulation period was obtained and equilibrium was not achieved.
TABLE 2 Rejection Rates for the Null Hypothesis of No Increase in the Mean for Alternative Investor Response Metrics in Days -10 to -8 around Earnings Announcement Dates (a) Panel A: Rejection Rates across 1,000 Non-Overlapping Samples Using 5 Percent, One-Tailed, Rejection Rule (b) Two-Day Three-Day Accumulation Period (c) Accumulation Period (d) Sample Size Sample Size Response Metric (a) 15 25 40 15 25 40 VSHRS 3.
This initial distribution represents the dividend accumulation period from April 15, 2011 to June 26, 2011.
5 percent on CommandMark Plus and CommandMark IR during the guaranteed income accumulation period.
Clients can reset the 10-year accumulation period (every 5 years); can take a spousal continuation option; and get automatic step-ups if the account value exceeds the highest benefit base, once income commences.
The Bank of Japan (BOJ) continued to take a generous stance even though Tuesday is the first day of the monthly accumulation period for banks to build up reserves.
The rating action is based on the commencement of the scheduled accumulation period in April 2010, during which all collections begin to accumulate in a cash accumulation account until series 2007-2 is paid in full by its expected maturity date on Oct.