Accident

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Related to Accidental death: Accidental Death Insurance

Accident

An unintended event that causes harm of any kind. An accident may be unavoidable; for example, one may hit a deer while driving a car, despite taking all appropriate precautions, simply because the deer ran in front of the car. Other accidents are the result of negligence; for example, a driver may unintentionally hit another car because he was speeding and under the influence of alcohol. The party responsible for paying damages in the event of an accident depends on a number of factors, notably which party, if any, was negligent. In some cases, one may be responsible for paying damages even if there was no negligence. Lawsuits attempting to determine responsibility are commonplace. See also: Indemnity.
References in periodicals archive ?
Complete analysis of the report regarding the accidental death and dismemberment insurance sectors can be useful while guessing its prospects.
The jury foreman delivered an accidental death verdict after the jury concluded that Mr Paul had unintentionally cut through a live electrical wire.
A similar lawsuit was filed in 2010 by the widow of longtime Eugene attorney David Vinson, whose insurance company refused to pay out on his $386,000 accidental death policy after an autopsy report indicated that his blood-alcohol level was above 0.08 percent when he bled to death after a kitchen accident.
He submits that other than the aforesaid payment, which was made under the Group Life Insurance Policy, no additional accidental death benefit was liable to be paid to the respondents.
A non-ERISA accidental death and life insurance attorney would have to be consulted individually for these claims.
USIC paid the life benefits but denied the payments under the accidental death and dismemberment provisions, citing the policy's intoxication exclusion.
The coroner, John Gittins, said a verdict of accidental death was appropriate because Mrs Humphries had been treated quite properly but antibiotics made patients more prone to contracting infection.
Speaking on the occasion, the Nadra Chairman said that over 92.8 million identity cards had been issued to the citizens of Pakistan over the age of 18 years, while in addition to its NADRA envisaged an Accidental Death Insurance programme, which will help government promote socio-economic culture in the country.
A mother whose son died in the crush at Hillsborough 23 years ago is hoping the High Court quashes the original accidental death inquest verdict.
She concluded that Mrs Culpitt would have been unconscious after falling into the bath and recorded a verdict of accidental death.
In a separate case which proved to be an accidental death, a 24-year-old Emirati man who was found dead in his car near Al Basra Garden in Al Ain was said to have died suddenly as a result of Behcet disease that causes a serious inflammation of the tissue around blood and lymph vessels.
Issued for exclusive sale to NBK customers, FIP aims to protect the bank's customers and their families against financial hardship in the event of accidental death or permanent total disability due to an accident.