Accident

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Related to Accidental death: Accidental Death Insurance

Accident

An unintended event that causes harm of any kind. An accident may be unavoidable; for example, one may hit a deer while driving a car, despite taking all appropriate precautions, simply because the deer ran in front of the car. Other accidents are the result of negligence; for example, a driver may unintentionally hit another car because he was speeding and under the influence of alcohol. The party responsible for paying damages in the event of an accident depends on a number of factors, notably which party, if any, was negligent. In some cases, one may be responsible for paying damages even if there was no negligence. Lawsuits attempting to determine responsibility are commonplace. See also: Indemnity.
References in periodicals archive ?
1,000,000 under the insurance policy and that the payment by way of accidental death benefit was liable to be made to the respondents.
The policy provided $50,000 in life insurance and an additional $100,000 in accidental death and dismemberment payments that were payable if Stoulig "die[d] as a direct result of an injury.
The holder of SNIC will automatically be registered for the accidental death insurance of Rupees One Hundred Thousand (100,000) for the period of first two years.
Assistant deputy coroner Tom Leeper recorded a verdict of accidental death.
Al Islami Takaful Riayati provides significant benefits in the event of accidental death or disability.
Compliance with this standard should be the basis for continuing employment for employees and management, whether an accidental death occurs or not.
VERDICT: Accidental death DATE: Oct 19, 1993 LOCATION: Street near the park INCIDENT: Sharon Watts asked hubby 2
Mr Balmain, recording an accidental death, said: "The circumstances of Cy's death are every parent's worst nightmare.
He had accidental death cover but the insurance firm refused to pay out because of an "intoxicating liquor" exemption clause.
A VERDICT of accidental death has been recorded in the case of Kevin Dowson, who suffered serious head injuries after a fall at his Middlesbrough home.
The accidental death rate has risen more than 20 percent over a 10-year period, reaching 113,000 deaths in 2005.
1991: Ajury returned a verdict of accidental death at the inguest into the deaths of 95 Liverpool football fans whodied in the Hillsborough stadium disaster in Sheffield.