I must now say a few words on what are called
accidental means, but which more properly might be called occasional means of distribution.
As an adjective, the term
accidental means "happening by chance, undesignedly or unexpectedly, produced by accident, fortuitous, ...
defined a "covered injury" as one "caused by
accidental means which is independent of all other causes."
Under state law, "reasonable discipline" is not considered abuse, but injuring a child by anything "other than
accidental means" is considered abuse.
GMO contamination of non-GMO crops by natural or
accidental means has been documented in so many countries and many times over, he added.
The amount of compensation payable under the law is given in Schedule IV (currently Rs.2,00,000) of the Workmen Compensation Act in respect of contingencies such as death and permanent disablement caused by
accidental means. Moreover, there is no bar in providing higher benefits than that given in Schedule IV.
- leakage of lubricating oil And/Or damage to engine and/or gear box of the Insured Vehicle arising out of leakage of lubricating oil due to
Accidental means.
Union Labor Life's standard AD&D benefit provides a schedule of varying lump sum benefits upon loss of life, sight or limbs by
accidental means. In all of its plans, insureds or beneficiaries receive payment regardless of whether or not the cause was work-related, he said.
"In the absence of an express provision in the policy to the contrary, where the insured is intentionally injured or killed by another, and the injury or death is not the result of misconduct, provocation, or assault by the insured, but is unforeseen from the insured's point of view, and occurs without his or her agency, the injury or death is an accident or accidental, or by
accidental means, within the meaning of accident insurance policies, and the insurer is liable therefor' (10 Couch on Ins.
Two different clauses are used: the
accidental means and the accidental death type clauses.
violent and
accidental means" but exclude intentionally