Accidental Means

Accidental Means

A condition in most insurance policies requiring that an insured event be the result of an accident. For example, an accident insurance policy may provide coverage for a gunshot wound, but not if it was the result of a suicide attempt. The accidental means requirement helps insurance companies reduce fraud.
References in classic literature ?
I must now say a few words on what are called accidental means, but which more properly might be called occasional means of distribution.
As an adjective, the term accidental means "happening by chance, undesignedly or unexpectedly, produced by accident, fortuitous, ...
defined a "covered injury" as one "caused by accidental means which is independent of all other causes."
Under state law, "reasonable discipline" is not considered abuse, but injuring a child by anything "other than accidental means" is considered abuse.
GMO contamination of non-GMO crops by natural or accidental means has been documented in so many countries and many times over, he added.
Tenders are invited for ,, Auto Repair Accidental Means To Electrocentrale Branch Craiova Ii
The amount of compensation payable under the law is given in Schedule IV (currently Rs.2,00,000) of the Workmen Compensation Act in respect of contingencies such as death and permanent disablement caused by accidental means. Moreover, there is no bar in providing higher benefits than that given in Schedule IV.
- leakage of lubricating oil And/Or damage to engine and/or gear box of the Insured Vehicle arising out of leakage of lubricating oil due to Accidental means.
Union Labor Life's standard AD&D benefit provides a schedule of varying lump sum benefits upon loss of life, sight or limbs by accidental means. In all of its plans, insureds or beneficiaries receive payment regardless of whether or not the cause was work-related, he said.
"In the absence of an express provision in the policy to the contrary, where the insured is intentionally injured or killed by another, and the injury or death is not the result of misconduct, provocation, or assault by the insured, but is unforeseen from the insured's point of view, and occurs without his or her agency, the injury or death is an accident or accidental, or by accidental means, within the meaning of accident insurance policies, and the insurer is liable therefor' (10 Couch on Ins.
Two different clauses are used: the accidental means and the accidental death type clauses.