Accident Insurance

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Related to Accident Insurance Policies: AD&D insurance

Accident Insurance

An insurance policy that provides coverage if the policyholder (or his/her dependent) is injured or dies as the result of an accident. For example, an accident insurance policy may pay for most or all of the costs of a surgery that occurs because of injuries sustained in a car accident. The policyholder pays a premium each month in exchange for the coverage; this premium may or may not be subsidized by one's employer.
References in periodicals archive ?
Union Bank of India has said that it will roll out life and accident insurance policies.
(Philadelphia PA) posted a better-than-expected quarterly profit, helped by the performance of its reinsurance businesses and its accident insurance policies. Those businesses offset weaker-than-expected results for its international segment, a major area of focus under new Chief Executive Officer David Cordani.
The Illinois Safety and Family Financial Responsibility Law requires motorists in this state to maintain accident insurance policies with minimum limits of $20,000 because of bodily injury to or death of any one person in any one accident, $40,000 because of bodily injury to or death of two or more persons, and $15,000 for damage to property.
"In the absence of an express provision in the policy to the contrary, where the insured is intentionally injured or killed by another, and the injury or death is not the result of misconduct, provocation, or assault by the insured, but is unforeseen from the insured's point of view, and occurs without his or her agency, the injury or death is an accident or accidental, or by accidental means, within the meaning of accident insurance policies, and the insurer is liable therefor' (10 Couch on Ins.
The new promotion, in association with Marks & Spencer, will provide clients with a GBP40 gift card with over 50s life insurance and over 50s personal accident insurance policies.

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