Underinsurance

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Underinsurance

The state in which one's health insurance or other insurance policy does not provide sufficient benefits. In an extreme example, one may be underinsured if one's policy does not cover cancer. Underinsurance may be deliberate: young persons often underinsure themselves because they are healthy and wish to pay lower premiums. However, some insurers have at times underinsured even those paying higher premiums to save on their own costs.

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No references found			A recent insurance-to-value analysis of a reinsurer's book of business showed underinsurance in fully 100% of the cedent portfolios analyzed. Quality counts: high-caliber exposure data is the key to effective ... by Davis, George; Raichle, Bill / Best's Review Like other non-group policies, high-risk pools typically have high premiums and deductibles, resulting in underinsurance for many participants. Staying healthy to stay in the workforce: the role of health insurance by Hall, Jean P. / Policy & Practice On the other hand, average clauses, which adjust claim amounts relative to any underinsurance of property values, are rigorously applied. Obtaining business insurance in China by Mathieson, Tim / Modern Casting			Undeliverable Billing Document Undeliverable-As-Addressed Under Reporting Under the Belt Under the Counter Under the Table Under-Allowance Underage Underapplied Overhead Underbanked Underbooked Undercapitalized Undercharge Underclass Undercolor Removal Underconsumption underdepreciation Underemployed Underemployment Underfunded Underfunded Pension Plan Underground Storage Insurance underground storage tank Underhand underimprovement Underinsurance Underinsured Underinsured Motorist Coverage Limits Trigger Underinsured Motorist Coverage Modified Limits Trigger Underinsured Motorist Endorsement Underinvestment Problem Underinvoicing Underleveraged Underlying Underlying Asset Underlying Debt Underlying Futures Contract Underlying Index Underlying Inflation Underlying Instrument Underlying Investment underlying mortgage Underlying Price Underlying Retention Underlying Security Underlying Service Underlying Value Undermargined Undermargined Account Underpayment Underpayment Penalty			underhanded act underhanded complicity underhanded practice underhandedly underhandedly underhandedly underhandedness underhandedness underhandedness Underhang Underhang seat Underhangman Underhead underhead crack Underheave Underhew Underhill State Park Underhill v. Hernandez Underhill, John Underhill-Jericho Fire Department underhole Underhonest Underhood Bussed Electrical Center underhung underhung crane underimmunization underimprovement Underinclusiveness Underinsurance underinsure underinsure underinsure underinsured underinsured underinsured underinsured underinsured Underinsured Motorist Coverage Limits Trigger Underinsured Motorist Coverage Limits Triggers Underinsured Motorist Coverage Modified Limits Trigger Underinsured Motorist Coverage Modified Limits Triggers Underinsured Motorist Endorsement Underinsured Motorist Endorsements underinsures underinsuring underinvest underinvestment Underinvestment problem Underinvestment Problems Underinvoicing underivative underived underived Underjaw underjet Underjoin Underkeep Underkeeper underkill

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