title search


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Title Search

In real estate, research done to trace a title back to its original owner or back to some date dictated by statute. A title search is done before the sale of property to ensure that there are no competing claims for the same property. A title search protects the mortgage lender from the possibility that that a competing claim will be honored in court, resulting in a loss. See also: Clean Deed, Quitclaim Deed, Title Insurance.

Title search.

A title search is an examination of property records by a title company or attorney to ensure that the person from whom you are buying a piece of property is its legal owner, and that there are no outstanding legal claims against the property.

Your lender will require you to pay for a title search before the closing, or settlement, on your new home.

The title search consists of a close examination of public records, such as deeds, wills, court judgments, and trusts, to make sure that the seller has the right to sell the property to you and that all prior mortgages, liens, and judgments have been settled.

Sometimes the title search uncovers pending legal actions, undisclosed easements, or even claims on the property by heirs to prior owners. Since title examiners might miss problems and public records can contain errors, most lenders will require you to purchase title insurance at closing to protect their interest in the property.

title search

A review of all recorded documents that affect title to a particular piece of real property. Ideally, a title search should proceed all the way backward to the original patent (deed) out of the government into the first private owner, or to the root deed, which is the first deed before a statutorily enacted cutoff date for claims.

References in periodicals archive ?
Nor does it prevent the local title search company from tacking additional charges, such as mailing costs to homebuyers for title searches, that you'd reasonably expect the insurer would take care of.
With this integration, documents are automatically pushed to VLR to extract data from the Title search documents to capture all necessary information for the production of the Title Reports.
A typical pipeline project might require Universal to provide feasibility studies, fights of entry, permitting, fight-of-way acquisition negotiations, project management, appraisal services, route selection, title search, records management, settlement of construction damages, condemnation support and coordination with surveying and mapping.
It provides that a title insurer may not issue a title policy until the insurer has made a determination of insurability based upon the evaluation of a reasonable title search and repeals the provision that the title insurer or agency must maintain a record of the related title service charges made for the issuance of a policy.
You need them in anything you do, if you're doing a title search.
In addition, this move will integrate REI with title search analysis services and other title agent products for use by our national title agency network and other interested businesses," added Morris.
perform a periodical title search for Review of Higher Education (31.
has launched TitlePoint[TM], a Web-based title search application that will replace existing automated plant application systems and enable access to new markets the company is now developing.
NextAce Corporation today announced that its patented title production and workflow platform that connects and automates all major functions of the title search and production process has now saved the title industry more than $100 million in labor and production costs.
com)-- Due to increasing demand for title search reports by property claims insurers, AFX Research, LLC has integrated with Xactware's claims management and analytical network, XactAnalysis[R], to more efficiently deliver title search reports to their insurance clients.
Courthouse Data provides online title search services with a database covering 14 Arkansas counties.
RedVisions data, technology and services complement First Americans existing title search and title evidence production.