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Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.


The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

References in periodicals archive ?
Interested participants completed a questionnaire packet consisting of the Role Balance Scale (RBS; Marks, 1994), the Job Satisfaction Blank-Revised (JSB-R; Crutchfield & Borders, 1997), the Satisfaction with Life Scale (SWLS; Diener, Emmons, Larsen, & Griffin, 1988), and a brief demographic questionnaire.
Because role balance is a complex construct that is challenging to measure, the RBS is intended to tap into individuals' affective and cognitive structures that help them to regulate their system of roles (Marks & MacDermid, 1996).
We attempted to account for the effects of the demographic variables in relation to life satisfaction prior to exploring the extent to which multiple role balance and job satisfaction would predict life satisfaction.