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Refusal by a bank to grant credit, usually because of the applicants financial history, or refusal to accept a security presented to complete a trade, usually because of a lack of proper endorsements or violation of rules of a firm.


1. A bank's refusal to grant a line of credit. This often applies to the refusal to grant a mortgage loan to an uncreditworthy person or a business loan to someone without a proper business plan.

2. An investor's refusal to accept a security presented to him/her/it. Reasons for this include suspicion of fraud or improperly filled-out forms.

3. Refusal to provide insurance coverage because the insurance company believes that the claim describes a service or situation that the policy does not cover.


The refusal to accept a security that has been delivered by a customer or broker. A questionable certificate or an improper endorsement are reasons for rejection.
References in classic literature ?
Whoever rejects it does, of necessity, fly to anarchy or to despotism.
It accepts nothing from Paris without long examination and trial; it rejects cashmeres as it does investments on the Grand-Livre; it scoffs at fashions and novelties; reads nothing, prefers ignorance, whether of science, literature, or industrial inventions.
For it is affirmed that, from the hour when two mortals had shown themselves so simply wise as to reject a jewel which would have dimmed all earthly things, its splendor waned.
At length they came to a decision to reject the worthy captain's proposition, and upon pretty substantial grounds, as the reader may judge.
But, in writing this history, it has been my determination from the first, to record nothing but settled truths, and to reject everything in the shape of vague report or unauthenticated anecdote.
Jacob, you understand, was not an intense idiot, but within a certain limited range knew how to choose the good and reject the evil: he took one lozenge, by way of test, and sucked it as if he had been a philosopher; then, in as great an ecstacy at its new and complex savour as Caliban at the taste of Trinculo's wine, chuckled and stroked this suddenly beneficent brother, and held out his hand for more; for, except in fits of anger, Jacob was not ferocious or needlessly predatory.
It is of no use your offering me the draught of bitterness, or threatening me with death by thirst: I have the anticipation of sweetness on my palate; the hope of freshness on my lips; I can reject the unsavoury, and endure the exhausting.
Do not through delicacy reject the better man, and take the worst out of respect for his lineage, because he is of more royal blood.
Many of them reject the fruit altogether except at a particular period of its growth, which, incredible as it may appear, they seemed to me to be able to ascertain within an hour or two.
Mad indeed would I be to expect it, in a case where my very senses reject their own evidence.
Our player confines himself not at all; nor, because the game is the object, does he reject deductions from things external to the game.
Marmaduke retained so much of his early habits as to reject the use of bells, but the equipage of Mr.