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Policyholder
(redirected from policyholders)

    Also found in: Dictionary/thesaurus 0.01 sec.
Policyholder
An individual who owns an insurance policy.
Policyholder
A person or (less commonly) an organization that has an insurance policy. The policyholder receives the specific types of coverage (life, health, etc.) stated in the policy, subject to the payment of premiums, usually on a monthly basis. It is important to note that a policyholder does not make any legally enforceable promises when he/she takes out a policy. Specifically, the insurance company cannot legally compel the policyholder to pay his/her premiums; its only recourse is to stop coverage. On the other hand, the policyholder can force the insurance company to provide coverage if it refuses to do so, provided he/she has in fact paid premiums.
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However, about a third of the 900 policyholders of the JUA challenged the state's claim to the money, insisting that the roles governing the fund and the terms of their insurance contracts required its board of directors to distribute any declared surplus to the policyholders, much like a mutual insurance company would do.
Justices grill state in JUA case: high court puts government's $110m ... by Kitch, Michael / New Hampshire Business Review
Byline: Iain Laing LIFE and pensions firm Aviva is slashing a pounds 1bn payout promised to a million policyholders last year following the stock market turmoil.
Aviva withdraws pounds 1bn payout to policyholders by The Journal (Newcastle, England)
The insurance giant has been in negotiations with Spottiswoode for more than a year over how its 'inherited estate', built up in its with-profits fund over decades, should be split between policyholders and shareholders.
Day of battle dawns over NU windfalls by guardian.co.uk / guardian.co.uk
 
 
 
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