loan portfolio

Loan Portfolio

The loans that a lender (or a buyer of loans) is owed. The loan portfolio is listed as an asset on the lender's or investor's balance sheet. The value of a loan portfolio depends on both the principal and interest owed and the average creditworthiness of the loans.

loan portfolio

Loans that have been made or bought and are being held for repayment. Loan portfolios are the major asset of banks, thrifts, and other lending institutions. The value of a loan portfolio depends not only on the interest rates earned on the loans, but also on the quality or likelihood that interest and principal will be paid.
References in periodicals archive ?
Russia' major private bank Alfa-Bank reported record high net profit for 2012 due to interest income increased on considerable growth of both loan portfolio and its quality.
Yes Bank focuses on MSME loan portfolio of Rs 7000 crore in the Jan-March quarter against the target of Rs 7500 crore.
India-based Central Bank of India has said that it was planning to enhance its home loan portfolio.
securitization of a reverse mortgage loan portfolio.
Further, we expect the improvement in the underlying trends within the loan portfolio to result in reductions in non-performing assets.
We've been analyzing losses on your consumer loan portfolio.
Fitch's rating action reflects improving asset quality trends in CSE's legacy loan portfolio, resulting in a reduction in loss provisioning and subsequent improvement in operating performance.
The entire loan portfolio was sold for BRL300m, it said without saying who bought the loan portfolio.
has reaffirmed its ratings on ITT Financial Corporation following the announcement of ITT Financial's agreement to sell its domestic unsecured consumer loan portfolio.
Auditors face the highest risk areas in the bank's loan portfolio (the allowance for loan losses) and in evolving environmental forces.
4 million in December to address credit quality deterioration in these two segments of its loan portfolio.
A commercial real estate loan portfolio generallly contains long-term mortgages on income-producting property.