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Group Insurance

   Also found in: Dictionary/thesaurus, Medical, Legal, Encyclopedia, Wikipedia 0.01 sec.
Group insurance
Insurance coverage for a group, which can usually be obtained at a cheaper rate than insurance for an individual.
Group Insurance
Insurance provided to a whole number of people who negotiate collectively. Group insurance is thought to provide better insurance at a lower rate to members of the group because the insurer is able to spread its risk over a larger number of people that it otherwise would be able to do. Unions and other trade groups often procure group insurance policies.
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