flat loan

Flat Loan

A loan without interest. Investors who borrow securities for short sales often provide flat loans to lenders as collateral for borrowed securities. Personal loans are also commonly flat loans. In Islamic finance, flat loans are the only loans directly allowed.

flat loan

A loan without interest to the lender. A firm lending securities for a short sale is often compensated by the borrowing firm with a flat loan. Thus, the lending firm has use of the funds without charge.
References in periodicals archive ?
The firm said that it is targeting flat loan growth of between eight per cent and nine per cent for the financial year ended June 30, 2016.
Commercial International Bank, Egypt's biggest lender by market value, said stronger revenues and improved margins helped drive a 28% rise in second-quarter net profit despite flat loan growth.
5% to a four-month low after a mainland newspaper reported flat loan growth for the first two weeks of May by the country's "Big Four" state-owned banks, adding to concerns about an economic slowdown following weak data last week.
Dubai While the UAE's banking sector faced significant deleveraging and flat loan growth last year, RAKBank aggressively expanded its loan book and reported double-digit loan growth.
Average loans to other banks and associations in the Farm Credit System were essentially unchanged, reflecting relatively flat loan demand at the producer level of the U.
Global Banking News-January 30, 2013--South African bank reports flat loan growth in fiscal Q1(C)2013 ENPublishing - http://www.
Furthermore, the company has not wavered from its conservative underwriting standards, which has caused the company to experience relatively flat loan growth, although excellent credit quality.
0% at the end of the 2nd Quarter even in a flat loan rate environment.
Balance sheet: approximately flat loan portfolio (+1% QoQ) and a 5% deposit outflow, in line with our expectations.
A particular sore area was Malaysia, where flat loan demand and lower margins squeezed profits to pounds 60.
An approximately flat loan portfolio and 6% deposit outflow, in line with the previously reported trends under RAS.
While the UAE's banking sector as a whole faced significant deleveraging and flat loan growth last year RAK Bank reported double-digit loan growth.