generally include annual deductibles and coinsurance.
When people are permitted to spend their own money for health insurance, and those who can afford it select the more expensive unrationed, unmanaged fee-for-service plans
, this adds money to the system.
Slightly more than half of HMO enrollees with outpatient benefits had ceilings on days of coverage, while fewer than one-third of fee-for-service plan
participants with outpatient benefits had such ceilings imposed.
For poor patients who initially had some type of illness, 22 percent of those in HMOs and 57 percent of those in fee-for-service plans
showed improvements in physical health.
After a decade of growth, nontraditional health care plans such as health maintenance organizations and preferred provider organizations have emerged as viable alternatives to long-established fee-for-service plans
In 1989, 90 percent of HMO participants and 97 percent of fee-for-service plan
participants were in plans that included prescription drug coverage.
Those enrolled in traditional Medicare can sign up for the Part D benefit as a standalone PDP or choose to enroll in a private fee-for-service plan
like SecureHorizons Direct and enroll in a complementary Part D prescription drug plan.
Called Secure Horizons Direct, the new private fee-for-service plan
will be available beginning Sept.
Additionally, the plans introduce new options for seniors in addition to the traditional fee-for-service plan
, and they provide for additional preventive care services.
The study found that elderly people and poor people who are chronically ill "were more than twice as likely to decline in health in an HMO" than in a fee-for-service plan
The company withdrew Sterling Option 1, its Medicare private fee-for-service plan
The district counters that it wants to use a combination of a fee-for-service plan
as well as a flat fee based on a percentage.