employers' liability insurance

Also found in: Encyclopedia.

Employer's Liability Insurance

Insurance that protects an employer from damages from a lawsuit resulting from an injury due to the employer's negligence. It does not cover lawsuits resulting from discrimination, wrongful dismissal and so forth. Employer's liability insurance is required in some jurisdictions and may be rolled in with a worker's compensation policy.

employers' liability insurance

INSURANCE which employers are required by law to take out in order to cover their employees against injury or death at work.
References in periodicals archive ?
20pm on Friday that the employers' liability insurance hadn't been paid.
And it called for a new database, to provide evidence that firms have employers' liability insurance.
The Association of British Insurers says that underwriters lost pounds 960m on employers' liability insurance between 1999 and 2002, meaning that they paid out pounds 1.
Employers' liability insurance (ELI) has risen by as much as 1,500 per cent over the past year for some companies, according to Patricia Hewitt, the secretary of state for trade and industry, although the average increase has been 50 per cent.
However, employers' liability insurance was likely to face problematical rises because of insurer concerns over compensation payments for sufferers of asbestosis.
The Certificate of Insurance should also indicate that the organization carries Workers' Compensation and Employers' liability Insurance in accordance with the laws of your state.
The ratings are based on the strategic importance of ITIC to QBE, ITIC's very strong capitalization, good niche position in employers' liability insurance, and good prospective operating performance in this line of business.
You will need to get employers' liability insurance and register as an employer with HMRC.
BOSSES are being warned about an important change regarding Employers' Liability Insurance.
It has also brought forward the creation of an Employers' Liability Insurance Bureau, funded by the insurance industry, which will provide a source for future personal injury claims.
An Employers' Liability Insurance Bureau (ELIB) will also be set up to create a last resort compensation fund for those who cannot find the relevant insurance records even with the help of the ELTO.
A study published by the Department for Work and Pensions earlier this month has identified what it described as "chronic failings" in the Association of British Insurers current voluntary scheme for tracing former employers' liability insurance policies.

Full browser ?