Both prime and subprime borrowers failed to understand key loan terms when viewing the current disclosures
, and both benefited from improved disclosures
made by a licensee in compliance with a subpoena or a summons enforceable by order of a court;
Current proxy disclosures
would be refined to include improved narrative disclosure
on the compensation of the CEO, CFO and the three other highest paid executive officers, a change from current rules that don't specifically name the CFO.
Clearly, Treasury and the IRS are particularly concerned with advice that taxpayers intend to rely on for the purpose of avoiding penalties, but since the regulations are so broad and unclear, tax practitioners are placing the disclosure
on all emails and most correspondence, even though placing disclosures
on everything defeats the purpose of the covered opinion provisions.
Along with other disclosure
documents, such as marketing and advertising materials and the investment advisory services contract, Form ADV creates a disclosure
benchmark against which the adviser's actual conduct is compared to determine the adequacy of the disclosures
Some state insurance departments require multipage disclosures
for certain products.
Data from lenders must be submitted to the federal financial regulatory agencies no later than March 1, 2005, and will be reflected in the public disclosures
scheduled to be released later in 2005.
It will also review the reality of disclosure
, transparency in the Middle East and challenges facing the region for improving standards that regulate disclosures
, as well as electronic disclosure
, its role in raising the level of transparency in financial markets and additional disclosure
requirements for finance companies and interdependence.
Entails rigorous review of disclosures
by a team formally identified, properly qualified and fully empowered to perform it.
The New York State Bar Association (NYSBA) notes that the broad definition of material advisor potentially sweeps into the list-maintenance and penalty regimes businesses whose contacts with a transaction are limited and whose disclosures
are likely to be only marginally useful.
of the individual's PHI, including a description and one example for each of the types of uses and disclosures
that the facility is permitted to make for the purposes of treatment, payment, and healthcare operations; a description of each of the other purposes that the facility is permitted or required to perform without consent, such as public health, governmental health oversight, judicial and administrative proceedings, law enforcement, and work-related illness or injury; and enough detail to clarify the uses and disclosures
that are permitted or required by the Privacy Rule or other applicable laws.
Insureds may want to compare these model forms with the disclosures
that the insureds actually receive, to prevent the loss of rights by waiver or estoppel.