deposit

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Deposit

1. An amount of money held at a financial institution on behalf of an account holder for safekeeping. For example, one may keep a deposit in one's checking account to pay for daily expenses instead of hiding one's money "under the mattress." Many deposits are insured by organizations like the FDIC to reduce their risk.

2. See: Earnest Money.

deposit

Money paid to ensure performance under a written or oral contract.Many states require that lease and other such deposits be maintained in escrow accounts and earn interest which must be paid to the party when the deposit is refunded.All real estate brokers must place earnest money deposits in escrow accounts. One must carefully examine the particular contract language relative to deposits in order to determine the circumstances under which they may be withheld from the depositor.

References in periodicals archive ?
Letting |Theta~ |equivalent to~ (1-|Phi~)/(1-K), the expected utility of a representative depositor will be
Until recently, the FDIC failed to use risk-based insurance premiums, argues Petri, enabling banks that were active lenders to "boom" sectors of the economy such as oil and real estate to attract deposits long after warning signs of coming "busts" would have otherwise scared off depositors.
An analysis of these files together with the signature books, identification books, and deposit ledgers show that more than sixty percent of the bank's depositors were women and about fifteen percent were African Americans (at a time when African Americans accounted for about eight percent of the population of Philadelphia).
The optimal Diamond-Dybvig payouts give the ex ante (as of period 0) optimal sharing of resources between patient and impatient, assuming that depositors ask for the withdrawal intended for their type.
Again, the denominator of [MATHEMATICAL EXPRESSION NOT REPRODUCIBLE IN ASCII] (p) is the probability that depositor 2 waits given depositor 2's strategies [MATHEMATICAL EXPRESSION NOT REPRODUCIBLE IN ASCII] The numerator is the probability that the bank's portfolio return is high and depositor 2 waits.
Unlike federal government deposit insurance, rapid payment to depositors was perceived as maintaining depositor discipline to guard against loss in value.
In the absence of an efficient secondary market for depositor receivership claims, both the reduction and increase in expected loss from additional market discipline and bailout pressure, respectively, may be expected to increase with the delay time.
To get around that limit, depositors have either had to divide their funds among several banks or pay a broker to do the job for them.
The Philippine Deposit Insurance Corporation (PDIC) announced that it will continue to receive and process deposit insurance claims from depositors of the closed Fil-Agro Rural Bank at the PDIC Claims Counter, 4th Floor, SSS Bldg.
Both the depositor and cooking equipment in the Innovation Centre replicate precisely the procedure of a full-size plant--results can be scaled up accurately for research, product development and test marketing purposes, with the minimum of time, effort and cost.
There was concern even if the country did honour the agreement, there was not enough money in the depositor protection scheme to cover payouts.
The Japanese Bankers Association will shortly devise in-house rules obliging member banks to reimburse depositors in the event that savings were withdrawn through fraud via the Internet, sources close to the association said Thursday.