Deferred Annuity financial definition of Deferred Annuity. Deferred Annuity finance term by the Free Online Dictionary.

Deferred Annuity

An annuity in which the annuitant does not begin to receive payments until some future date. A deferred annuity has two phases: a savings phase and an income phase. During the savings phase, the annuitant places money into the annuity, which invests it on behalf of the annuitant. In the income phase, the annuitant receives payments. It is important to note that a deferred annuity is not taxed until the income phase begins. It also pays a death benefit to the survivor(s) of the annuitant. Nearly all retirement plans are deferred annuities. See also: IRA, 401(k).

deferred annuity

An annuity that is not scheduled to begin payments until a given date. These annuities may be purchased with a single payment or, as is more often the case, with a series of periodic payments. Deferred annuities are most commonly purchased by individuals who want to make periodic payments during their working lives in order to receive monthly or annual income payments from the annuities during their retirement. Compare immediate annuity. See also periodic purchase deferred contract, single-premium deferred annuity.

Deferred annuity. A deferred annuity contract allows you to accumulate tax-deferred earnings during the term of the contract and sometimes add assets to your contract over time. In contrast, an immediate annuity starts paying you income right after you buy.

Your deferred annuity earnings can be either fixed or variable, depending on the way your money is invested.

Deferred annuities are designed primarily as retirement savings accounts, so you may owe a penalty if you withdraw principal, earnings, or both before you reach age 59 1/2.

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403(b) Accumulation Period American Annuity Table Annuitization Annuitize annuity Annuity Principal Annuity Starting Date Anualidad diferida de pagos periodicos Deferred Annuities Deferred Payment Annuity Immediate Annuity Immediate Payment Annuity Indexed Annuity Periodic Purchase Deferred Contract Single Premium Single Premium Deferred Annuity Single-Premium Deferred Annuity Split-Funded Annuity	The newest products merge a fixed deferred annuity with LTCI. An LTCI product we actually want by Pechter, Kerry / Boomer Market Advisor A few years after Ezra retires, he expects he'll buy a deferred annuity, a product he highlights in his new book, The Retirement Plan Solution: The Reinvention of Defined Contribution. MY RETIREMENT PLAN: DON EZRA, 64 by Karyn McCormack / BusinessWeek If the investor doesn't need immediate cash flow, these monies could be invested into yet another deferred annuity contract. How to build laddered, tax-deferred annuity contracts: take these ... by Quinn, Jack / Life Insurance Selling	Deep-Discount Bond Deep-in-the-Money Deep-Out-of-the-Money defamation of title default Default Interest default point Default Premium Default Risk defeasance defeasance fee defeasible fee defect in title defendant Defense Advanced Research Projects Agency Defensive Acquisition Defensive Buy Defensive Investment Strategy Defensive Securities Defensive Security Defensive Stock Deferment Period Deferred Account Deferred Acquisition Costs Deferred Annuities Deferred Annuity Deferred Call Deferred Call Period Deferred Charge deferred charges deferred commission Deferred Compensation deferred contracts Deferred Credit Deferred Dividend Deferred Equity deferred exchange Deferred Futures deferred gain deferred income Deferred Income Tax Deferred Interest Deferred Interest Bond Deferred Liability deferred maintenance Deferred Nominal Life Annuity Deferred Payment Annuity Deferred Payment Option deferred payments Deferred Premium Option Deferred Profit Sharing Plan	Deferoxamine Deferoxamine mesylate deferrable deferrable Deferrable Scheduling for Fixed-Priority Transactions deferral deferral deferral deferral deferral days deferrals deferrals deferrals deferre deferred deferred deferred deferred Deferred account Deferred Accounts Deferred Acquisition Cost Deferred Acquisition Costs Deferred Acquisition Costs Deferred Acquisition Costs Deferred Acquisition Costs Deferred Activation Patching deferred addressing Deferred Adverse Tax Consequence Deferred annuities Deferred annuities Deferred Annuity Deferred call deferred call period Deferred Call Periods Deferred Calls Deferred charge deferred charges Deferred Charitable Gift Annuity deferred commission Deferred compensation Deferred Compensation and Equity Award Plan Deferred Compensation Arrangement Deferred Compensation Board Deferred Compensation Plan Deferred Compensation Plan Deferred Compensation Plans deferred contracts deferred credit Deferred Credits deferred data item Deferred Delivery Deferred Deposit Loan Act deferred diagnosis Deferred Discrepancy Deferred Dividend Deferred Dividend Insurance

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403(b)
Accumulation Period
American Annuity Table
Annuitization
Annuitize
annuity
Annuity Principal
Annuity Starting Date
Anualidad diferida de pagos periodicos
Deferred Annuities
Deferred Payment Annuity
Immediate Annuity
Immediate Payment Annuity
Indexed Annuity
Periodic Purchase Deferred Contract
Single Premium
Single Premium Deferred Annuity
Single-Premium Deferred Annuity
Split-Funded Annuity

The newest products merge a fixed deferred annuity with LTCI.

An LTCI product we actually want by Pechter, Kerry / Boomer Market Advisor

A few years after Ezra retires, he expects he'll buy a deferred annuity, a product he highlights in his new book, The Retirement Plan Solution: The Reinvention of Defined Contribution.

MY RETIREMENT PLAN: DON EZRA, 64 by Karyn McCormack / BusinessWeek

If the investor doesn't need immediate cash flow, these monies could be invested into yet another deferred annuity contract.

How to build laddered, tax-deferred annuity contracts: take these ... by Quinn, Jack / Life Insurance Selling

Deep-Discount Bond

Deep-in-the-Money

Deep-Out-of-the-Money