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confidence indicator |
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To this end, we use two confidence indices, namely the Consumer Confidence Indicator (CCI) and the Economic Sentiment Indicator (ESI), both of which are derived from the European Commission Business and Consumer Survey (ECBCS). Through investigating both domestic and overseas individual online banking relative functions, comprehensive evaluations with an excluded index system (consisted of more than 30 indicators and more than 200 items) from three aspects public confidence indicator, platform performance indicator and business performance indicator. We also estimate the reduced-form equation without the control variables in order to examine whether the confidence indicator, by itself, has good forecasting ability. |
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