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chattel mortgage
(redirected from chattel mortgages)

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Chattel Mortgage
A term used when describing a mobile or manufactured home mortgage. Specifically when the home is not financed with the land.

Notes:
These homes are commonly found in communities or parks.

See also: Mortage
Chattel Mortgage
A loan agreement that grants to the lender a lien on property other than real estate. Chattel is personal or movable property.
chattel mortgage
A mortgage loan using personal property such as automobiles, paintings, inventories, or real estate leases, but not real estate ownership, as security.
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Moreover, we expected that conditions would be the most severe in markets across the Southeast because of their traditional reliance on chattel mortgages.
Cavalier Announces Fourth Quarter and Year-End 2003 Results; Cavalier ... by Business Wire
Given our focus on Southeastern markets, a region that has traditionally relied on chattel mortgages for the purchase of manufactured housing, these adverse conditions have translated into even greater hurdles for Cavalier," he continued.
Cavalier Announces Year-End 2002 Results by Business Wire
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