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Charge Card |
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Charge Card A card that charges no interest but requires the user to pay his/her balance in full upon receipt of the statement, usually on a monthly basis. While it is similar to a credit card, the major benefit offered by a charge card is that it has much higher, often unlimited, spending limits. Notes: Costs associated with a charge card will often be a set fee for the card along with large penalties on any unpaid balances. This type of card does not allow cardholders to carry a balance from one month to the next as they would with a credit card. American Express and Diner's Club are examples of charge cards.See also: Credit Bureau, Credit Card, Credit Rating, Credit Report, FICO Score, Line of Credit - LOC |
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? Mentioned in | ? References in periodicals archive | |
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Bobbye Gooden of Project: PeaceMakers said her colleagues at the 77th Street DART have been making payroll and buying equipment with personal charge cards and equity credit lines. Allyson Park and her lawyer husband have individual American Express Gold charge cards linked to the same Membership Rewards account. Employees using charge cards will be less inclined to overspend if they need to withdraw cash from automatic teller machines, and they can be reimbursed accurately, thanks to itemized billing statements. |
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charge cards
