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Loan |
Also found in: Dictionary/thesaurus, Legal, Encyclopedia, Wikipedia, Hutchinson | 0.04 sec. |
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Loan When a lender gives money or property to a borrower, and the borrower agrees to return the property or repay the borrowed money along with interest, at a predetermined date in the future. Notes: Borrowing money to buy a new car is a loan, as is borrowing money to construct a specialty coffee shop in your kitchen... we all have dreams.See also: All-In Cost, Bond, Creditor, Hypothecation, Interest, Lien, Loan Sharking, Loan Syndication, Mortgage, Policy Loan Loan |
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Financial Snapshot: Steven Taylor HOUSEHOLD INCOME Gross Income $48,000 ASSETS Virginia Beach Time-share $10,000 Retirement Account $3,500 Savings 500 Value for Car * 6,155 Total $20,155 LIABILITIES Balance on Time-share $10,000 Credit Cards $4,000 Car Loan 5,720 Total $19,720 NET WORTH $435 * ACCORDING TO KELLEY BLUE BOOK. Here's a simple test: If you earn the median income for Southern California and have a car loan, chances are pretty good that you are in or are near the consumer debt danger zone. The rubber industry in 2002 will probably have a harder time turning things around because of the 0% percent car loan program and the tire recall in 2001 that have already borrowed from this year's production. |
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