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amortization term

    0.03 sec.
term, amortization

The number of years over which a loan will be completely paid by regular monthly payments of principal and interest.Terms of 20,25,and 30 years are common with residential mortgages.New regulations allow terms as long as 50 years.Especially in commercial real estate, it is very common to have amortization terms longer than loan terms.A lender may offer a “10-year loan on a 30-year am”which means the regular monthly payments will pay the loan in full by the end of 30 years,but the entire loan balance will be due at the end of 10 years.



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