ZIP Code

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ZIP Code

Zoning Improvement Plan Code. A series of five numbers identifying the area of the United States in which to deliver mail. While some ZIP codes are reserved for post office boxes and single addresses receiving large volumes of mail, most identify the general area, such as the town or neighborhood, to which correspondence is addressed. They were introduced in 1963.
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The average premium in upper middle income, predominantly black ZIP codes is 194% higher than the average premium charged to a similarly situated driver in an upper middle income, predominantly white ZIP code -- $2,113 vs.
The median income of people ages 25-34 years old in these ZIP codes is 26 percent higher than their respective metros, and 50 percent higher than the national average.
Homebuyers can re-price comps (without having to recollect new comps from the other Zip Codes of interest); tenants can re-price rents; apartment, office and retail management companies can readjust rents; home developers can market-adjust prices; reo-to-rental companies can verify portfolio prices; loan officers can (apply these location values to generic costs) to develop "first look" values; hospitality chains can validate room rents; insurances can verify rates, to name a few.
The field debates whether ZIP codes or census tracts (or blocks) are preferable for the smaller neighborhood unit.
The neighbouring zip codes provide a powerhouse for the rich and famous with apartments possessing indoor basketball courts and private gyms.
However, experts say that whenever you give your ZIP code to a cashier at a checkout counter, you could be putting your privacy at risk.
In this case there are exemptions for gas stations, which collect ZIP codes to protect credit card users, for merchandise that needs to be shipped and when personal information is required by regulation or federal law.
The court decision applies only in California, though the practice of requesting zip codes has become increasingly common among retailers nationwide.
About 47pc of kids in four zip codes in Washington Heights/Inwood - 10031, 10040, 10033, 10032 - are overweight or obese.
Zip codes that straddle 1-24 experienced the greatest growth in EITC dependency (from 1997 to 2003) compared to other sections of the city, while many of the zip codes more traditionally associated with poverty saw no growth or declining use of the EITC.
Currently, many insurers consider a driver's ZIP code as the most important factor in rate-setting, leading to horror stories of drivers facing premium hikes of hundreds of dollars just for moving across the street or living in urban areas.
Parents of children in low risk ZIP codes are supposed to be asked by their pediatricians a series of questions-the assessment designed to find out whether the child might have been exposed.